35 45th Ave, Vero Beach, FL 32968 Property Records

Indian River County property record for 35 45th Ave, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 732 sqft · built 1990
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on File
Last Sale	$150,000 (May 2025)
Tax Bill	$1,365 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`33-39-16-00003-0002-00013.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-16-00003-0002-00013.0`
Alternative APN	`80629`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	732 sqft Living Area
1st Floor Area	732 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	264 sqft
Driveway	Driveway
Driveway Area	240 sqft
Porch	Open Porch
Porch Area	192 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	80629
Street Address	35 45TH AVE
City	VERO BEACH
State	FL
Zip	32968-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	STEVENS PARK UNIT NO 2 BLK B LOT 13 PBI 4-54
Legal Range	39
Legal Township	33
Legal Section	16
Legal Subdivision	STEVENS PARK UNIT NO 2
Legal Block	B
Legal Lot Number	13
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1020
Census Tract	50706

Owner

35 45th Ave is owned by a company that bought it in May 2025.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1137, VERO BEACH, FL 32961-1137
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	May 20, 2020 · Amount on File
Deed Document Number	3120250024722
Deed Book / Page	3776 / 2280
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 20, 2020
Property Address	35 45TH AVE, VERO BEACH, FL 32968-2350
Document Number	0033011720
Book / Page	3301 / 1720
Map Reference	MB 4 PG 54
Instrument Date	May 14, 2020
Instrument	3120200027619
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2648, VERO BEACH, FL 32961-2648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 45TH AVE, VERO BEACH, FL 32968-2350

Mortgage

Document Number	33011722
Date	May 20, 2020
Instrument	3301/1722

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 35 45th Ave was $1,365.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,365.00	$108,372	$145,211 Land $16,437 Building $128,774
2023	$1,047.00 (+3.77%)	$102,250 (+3%)	$143,723 (+16.11%) Land $16,437 Building $127,286
2022	$1,009.00	$99,272	$123,782 Land $16,437 Building $107,345

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 45th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 437 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	437 in force
Nearby Flood Claims	4 (2004–2025)
Most Recent Claim	Feb 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 45th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20