5 3rd St, Ventura, IA 50482 Property Records

Cerro Gordo County property record for 5 3rd St, Ventura, IA 50482

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 972 sqft · built 1935
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$2,036 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN051922600900

Property Details

APN / Parcel Number

Primary APN051922600900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area972 sqft Living Area
1st Floor Area792 sqft
Basement Area792 sqft
Finished Basement600 sqft
Unfinished Basement192 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleContemporary
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
Deck Area132 sqft
Patio Area112 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address5 3RD ST
CityVENTURA
StateIA
Zip50482-5001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 8 BLK 3 SWENSON & BRAGERS ADD
Legal Range22W
Legal Township96N
Legal Section19
Legal SubdivisionSWENSON & BRAGERS ADD
Legal Block3
Legal Lot Number8
JurisdictionCERRO GORDO IA
Township / Civil DivisionCLEAR LAKE
Census Block Group1
Census Block1043
Census Tract950800

Owner

5 3rd St is owned and occupied by an individual.

Source: Cerro Gordo County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address5 3RD ST, VENTURA, IA 50482-5001
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
CLEAR LAKE BANK & TRUST CO
Apr 14, 2020Quit Claim Deed, Transfer
Quitclaim
Mar 14, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CLEAR LAKE BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCERRO GORDO IA
Property Address5 3RD ST, VENTURA, IA 50482-5001
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/2994
DateApr 20, 2021
Book Page2021/2994
Instrument2021-2994
Lender
NameCLEAR LAKE BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCERRO GORDO IA
Recording DateApr 14, 2020
Property Address5 3RD ST, VENTURA, IA 50482-5001
Document Number2020/1925
Book / Page2020 / 1925
Instrument DateApr 6, 2020
Transaction TypeTransfer
Record UpdatedOct 11, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 3RD ST, VENTURA, IA 50482-5001

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCERRO GORDO IA
Property Address5 3RD ST, VENTURA, IA 50482-5001
Transaction TypeMortgage
Record UpdatedApr 10, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/1058
DateMar 14, 2019
Book Page2019/1058
Lender
NameCLEAR LAKE BANK & TRUST
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term61 Months
DueApr 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 5 3rd St was $2,036.

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCerro Gordo County
MunicipalityVentura City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,036.00$174,110 Land $19,800 Building $154,310$174,110 Land $19,800 Building $154,310
2024$2,036.00
2023$154,330 (+5.37%) Land $19,800 Building $134,530$154,330 (+5.37%) Land $19,800 Building $134,530
2022$2,240.00 Homeowner's exemption$146,470 Land $16,500 Building $129,970$146,470 Land $16,500 Building $129,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVENTURA WATER WORKS
serves 717 people · EPA ID IA1785032
Water SourceGroundwater
Last State InspectionFeb 2024
Also Mapped HereCLEAR LAKE WATER DEPARTMENT
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clear Lake Independent Telephone Company
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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