Cerro Gordo County property record for 2 3rd St, Ventura, IA 50482
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1954 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $97,500 (Feb 2021) |
| Tax Bill | $2,044 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051920200100 |
| Primary APN | 051920200100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 368 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Contemporary |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 112 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 2 3RD ST |
|---|---|
| City | VENTURA |
| State | IA |
| Zip | 50482-5001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 1 BLK 4 SWENSON & BRAGERS ADD |
| Legal Range | 22W |
| Legal Township | 96N |
| Legal Section | 19 |
| Legal Subdivision | SWENSON & BRAGERS ADD |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | CERRO GORDO IA |
| Township / Civil Division | CLEAR LAKE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 950800 |
Source: Cerro Gordo County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 3RD ST, VENTURA, IA 50482-5001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Feb 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2021 · Amount on Record |
| Deed Sale | Feb 22, 2021 · Amount on Record |
| Deed Document Number | 20211219 |
| Deed Book / Page | 2021 / 1219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CERRO GORDO IA |
| Property Address | 2 3RD ST, VENTURA, IA 50482-5001 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000000629 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 0000002018/0000000629 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CERRO GORDO IA |
| Recording Date | Feb 22, 2021 |
| Property Address | 2 3RD ST, VENTURA, IA 50482-5001 |
| Document Number | 2021/1219 |
| Book / Page | 2021 / 1219 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2021-1219 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 3RD ST, VENTURA, IA 50482-5001 |
| Document Number | 02021/1220 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 2021/1220 |
| Instrument | 2021-1220 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Cerro Gordo County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cerro Gordo County |
| Municipality | Ventura City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,044.00 | $156,270 (+8.03%) Land $19,800 Building $136,470 | $156,270 (+8.03%) Land $19,800 Building $136,470 |
| 2024 | $2,044.00 (-2.9%) | ||
| 2023 | $144,650 (+15.42%) Land $19,800 Building $124,850 | $144,650 (+15.42%) Land $19,800 Building $124,850 | |
| 2022 | $2,105.00 | $125,320 Land $16,500 Building $108,820 | $125,320 Land $16,500 Building $108,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VENTURA WATER WORKS serves 717 people · EPA ID IA1785032 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | CLEAR LAKE WATER DEPARTMENT |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clear Lake Independent Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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