5 122nd St, Lisbon, IA 52253 Property Records

Cedar County property record for 5 122nd St, Lisbon, IA 52253

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,004 sqft · built 1988
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (May 2023)
Tax Bill	$4,648 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`026001181010030`

Property Details

APN / Parcel Number

Primary APN	`026001181010030`
Alternative APN	`26002600118101003000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,004 sqft Living Area
Basement Area	2,004 sqft
Finished Basement	1,475 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Patio Area	388 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5 122ND ST
City	LISBON
State	IA
Zip	52253-8537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 SCHOFF 1ST SUBDIV
Legal Range	04W
Legal Township	82N
Legal Section	18
Legal Subdivision	SCHOFFS 1ST SUB
Legal Lot Number	10
Jurisdiction	CEDAR IA
Township / Civil Division	PIONEER
Census Block Group	3
Census Block	3014
Census Tract	450200

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 122ND ST, LISBON, IA 52253-8537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK AND TRUST COMPANY
May 15, 2023	Warranty Deed, Transfer · Construction Mortgage UNITED HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Deed Document Number	20231041
Deed Book / Page	1691 / 80
Prior Transfer Date	Sep 3, 2021
Prior Transfer Doc	0000003677
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Recording Date	May 1, 2026
Property Address	5 122ND ST, LISBON, IA 52253-8537
Document Number	0000001256
Book / Page	1818 / 67
Instrument Date	Apr 27, 2026
Instrument	20261256
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 122ND ST, LISBON, IA 52253-8537

Mortgage

Document Number	0000001256,
Date	May 1, 2026
Book Page	1818/67
Instrument	20261256

Lender

Name	HILLS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	May 15, 2023
Property Address	5 122ND ST, LISBON, IA 52253-8537
Document Number	0001691/80
Book / Page	1691 / 80
Instrument Date	May 10, 2023
Instrument	2023 1041
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 122ND ST, LISBON, IA 52253-8537

Mortgage

Document Number	0001691/89
Date	May 15, 2023
Book Page	1691/89
Instrument	2023 1042

Lender

Name	UNITED HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Unified School District	Lisbon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,648.00 Homeowner's exemption	$374,960 (-) Land $80,600 Building $294,360	$374,960 (-) Land $80,600 Building $294,360
2025	$4,648.00 (-3.85%) Homeowner's exemption	$374,960 (+4.8%) Land $80,600 Building $294,360	$374,960 (+4.8%) Land $80,600 Building $294,360
2024	$4,834.00 (+23.63%)
2023		$357,780 (+36.04%) Land $77,000 Building $280,780	$357,780 (+36.04%) Land $77,000 Building $280,780
2022	$3,910.00 Homeowner's exemption	$263,000 Land $56,250 Building $206,750
2021			$263,000 Land $56,250 Building $206,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDY RIDGE WELL ASSOCIATION private · serves 45 people · EPA ID IA5748300
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mechanicsville Telephone Company Fiber	1,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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