15 122nd St, Lisbon, IA 52253 Property Records

Cedar County property record for 15 122nd St, Lisbon, IA 52253

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,530 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (May 2018)
Tax Bill	$3,996 (2026)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`026001181010060`

Property Details

APN / Parcel Number

Primary APN	`026001181010060`
Alternative APN	`26002600118101006000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,530 sqft Living Area
Basement Area	618 sqft
Finished Basement	700 sqft
Unfinished Basement	994 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	748 sqft
Patio Area	532 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 122ND ST
City	LISBON
State	IA
Zip	52253-8537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHOFFS 1ST SUBDIV LOT 7
Legal Range	04W
Legal Township	82N
Legal Section	18
Legal Subdivision	SCHOFFS FIRST SUBDIVISION
Legal Lot Number	7
Jurisdiction	CEDAR IA
Township / Civil Division	PIONEER
Census Block Group	3
Census Block	3014
Census Tract	450200

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 122ND ST, LISBON, IA 52253-8537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Dec 31, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
May 2, 2018	Warranty Deed, Transfer · ARM VERIDIAN CREDIT UNION
Oct 16, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Prior Sale	Jan 28, 2009 · Amount on Record
Deed Document Number	20181304
Deed Book / Page	1413 / 1
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Recording Date	May 7, 2026
Property Address	15 122ND ST, LISBON, IA 52253-8537
Document Number	0000001308
Book / Page	1818 / 312
Instrument Date	Apr 28, 2026
Instrument	20261308
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RIVER RIDGE ESCROW COMPANY, RIVER RIDGE ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 122ND ST, LISBON, IA 52253-8537

Mortgage

Document Number	0000001308,
Date	May 7, 2026
Book Page	1818/312
Instrument	20261308

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	15 122ND ST, LISBON, IA 52253-8537
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001698/149
Date	Jul 10, 2023
Book Page	1698/149
Instrument	2023 1636

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 9, 2048

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	15 122ND ST, LISBON, IA 52253-8537
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001595/174
Date	Jun 22, 2021
Book Page	1595/174
Instrument	2021 2399

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 5, 2026

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	15 122ND ST, LISBON, IA 52253-8537
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001450/101
Date	Dec 31, 2018
Book Page	1450/101
Instrument	4260

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2043

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	May 2, 2018
Property Address	15 122ND ST, LISBON, IA 52253-8537
Document Number	00001413/1
Book / Page	1413 / 1
Instrument Date	Apr 26, 2018
Instrument	000000001304
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 122ND ST, LISBON, IA 52253-8537

Mortgage

Document Number	0000001413/0000000012
Date	May 2, 2018
Book Page	0000001413/0000000012
Instrument	000000001305

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	May 1, 2028
Index	Other

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Oct 16, 2017
Property Address	15 122ND ST, LISBON, IA 52253-8537
Document Number	001387/002
Book / Page	1387 / 002
Instrument Date	Sep 29, 2017
Instrument	2017 3365
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 122ND ST, LISBON, IA 52253-8537

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Unified School District	Lisbon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,996.00 Homeowner's exemption	$323,800 (-) Land $80,000 Building $243,800	$323,800 (-) Land $80,000 Building $243,800
2025	$3,996.00 (-0.89%) Homeowner's exemption	$323,800 (+7.56%) Land $80,000 Building $243,800	$323,800 (+7.56%) Land $80,000 Building $243,800
2024	$4,032.00 (+13.13%)
2023		$301,040 (+25.16%) Land $77,000 Building $224,040	$301,040 (+25.16%) Land $77,000 Building $224,040
2022	$3,564.00 Homeowner's exemption	$240,530 Land $56,250 Building $184,280
2021			$240,530 Land $56,250 Building $184,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDY RIDGE WELL ASSOCIATION private · serves 45 people · EPA ID IA5748300
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mechanicsville Telephone Company Fiber	1,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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