4N657 S Circle Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 4N657 S Circle Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,426 sqft · built 1961
Lot Size1.33 acres (57,935 sqft)
OwnerIndividual Name on Record
Last Sale$327,000 (May 2021)
Tax Bill$7,735 (2025)
Deeds & MortgagesJul 2021 Transfer
May 2021 Sale & Mortgage
Flood ZoneZone A (high risk)
APN08-22-152-004

Property Details

APN / Parcel Number

Primary APN08-22-152-004

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,426 sqft Living Area
Gross Area1,894 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeFrame
Lot Area57,935 sqft
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4N657 S CIRCLE DR
CitySAINT CHARLES
StateIL
Zip60175-7814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBROOKSIDE 1
Legal Block1
Legal Lot Number14
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group1
Census Block1018
Census Tract852405

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4N657 S CIRCLE DR, SAINT CHARLES, IL 60175-7814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Transfer on Death Deed, Transfer
May 11, 2021Deed, Transfer · Conventional Mortgage
CIBM BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2021 · Amount on Record
Deed SaleMay 11, 2021 · Amount on Record
Deed Document Number202136923
Last Transfer DateJul 8, 2021
Transfer Doc0000052327
Record UpdatedOct 29, 2026

July 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateJul 8, 2021
Property Address4N657 S CIRCLE DR, ST CHARLES, IL 60175-7814
Document Number0000052327
Instrument DateJul 8, 2021
Instrument2021K052327
Transaction TypeTransfer
Record UpdatedJul 21, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4N657 S CIRCLE DR, 4N657, ST CHARLES, IL 60175-7814

Transferred To (Grantee/Buyer)

NameVerified Name
Address4N657 S CIRCLE DR, ST CHARLES, IL 60175-7814

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateMay 11, 2021
Property Address4N657 S CIRCLE DR, ST CHARLES, IL 60175-7814
Document Number0000036923
Instrument DateMay 3, 2021
Instrument2021K036923
Transaction TypeTransfer
Record UpdatedMay 21, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$327.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 DERBY CRSE, SAINT CHARLES, IL 60174-5746

Mortgage

Document Number0000036924
DateMay 11, 2021
Instrument2021K036924
Lender
NameCIBM BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityCampton Hills Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,735.00 (+40.89%) Homeowner's exemption$126,524 (+8.43%) Land $24,632 Building $101,892$379,724 (+8.43%) Land $73,926 Building $305,798
2024$116,687 (+53.54%) Land $22,717 Building $93,970$350,201 (+53.6%) Land $68,178 Building $282,023
2022$5,490.00 (+13.55%) Homeowner's exemption$75,998 (+5.91%) Land $18,506 Building $57,492$227,994 (+5.91%) Land $55,518 Building $172,476
2021$4,835.00 Homeowner's exemption$71,757 Land $17,473 Building $54,284$215,271 Land $52,419 Building $162,852

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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