Kane County property record for 4N643 S Circle Dr, Saint Charles, IL 60175 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1971 |
| Square Footage | 2,409 sqft Living Area |
| Lot Size | 54,886 sqft (1.26 acres) |
| Garage | Attached, 418 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $338,000 (2020) |
| Tax Bill | $9,446.00 (2025) |
| Primary APN | 08-22-152-003 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,409 sqft Living Area |
| Gross Area | 4,250 sqft Gross Area |
| Basement Area | 1,423 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Lot Area | 54,886 sqft (1.26 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 418 sqft Garage |
| Deck Area | 180 sqft Deck |
| Cooling System | Central Cooling |
|---|
| Street Address | 4N643 S CIRCLE DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-7814 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UNIT 1 OF BROOKSIDE SUB - LOT 15 |
| Legal Subdivision | BROOKSIDE SUB |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Minor Civil Division | CAMPTON |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 852405 |
Source: Kane County records · APN 08-22-152-003
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4N643 S CIRCLE DR, SAINT CHARLES, IL 60175-7814 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Nov 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LENDING LLC |
| Aug 03, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on Record |
| Deed Sale | Nov 25, 2020 · Amount on Record |
| Prior Sale | Nov 30, 2012 · Amount on Record |
| Deed Doc Number | 202073014 |
| Prior Transfer Date | Jul 20, 2017 |
| Prior Transfer Doc | 0000040423 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4N643 S CIRCLE DR, ST CHARLES, IL 60175-7814 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4N643 S CIRCLE DR, SAINT CHARLES, IL 60175-7814 |
| Document Number | 0000049905 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 2025K049905 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 14, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4N643 S CIRCLE DR, ST CHARLES, IL 60175-7814 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000026777 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 2021K026777 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 25, 2020 |
| Property Address | 4N643 S CIRCLE DR, ST CHARLES, IL 60175-7814 |
| Document Number | 0000073014 |
| Instrument Date | May 28, 2020 |
| Instrument | 2020K073014 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $338.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4N643 S CIRCLE DR, SAINT CHARLES, IL 60175-7814 |
| Document Number | 0000073015 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020K073015 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 03, 2017 |
| Property Address | 4N643 S CIRCLE DR, ST CHARLES, IL 60175-7814 |
| Document Number | 0000040423 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 40423 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4N643 S CIRCLE DR ST CHARLES IL 601757814, ST CHARLES, IL 60175-7814 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,446.00 (+20.67%) Homeowner's exemption | ||
| 2024 | $140,868 (+22.76%) Land $22,717 Building $118,151 | $422,773 (+22.8%) Land $68,178 Building $354,595 | |
| 2022 | $7,828.00 (+4.75%) Homeowner's exemption | $114,755 (+5.91%) Land $18,506 Building $96,249 | $344,265 (+5.91%) Land $55,518 Building $288,747 |
| 2021 | $7,473.00 Homeowner's exemption | $108,351 Land $17,473 Building $90,878 | $325,053 Land $52,419 Building $272,634 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Low above 5% of the US · above 34% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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