4N285 Lafox Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 4N285 Lafox Rd, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1957
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2026)
Tax Bill	$4,678 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-400-002`

Property Details

APN / Parcel Number

Primary APN	`08-23-400-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	2,648 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4N285 LAFOX RD
City	SAINT CHARLES
State	IL
Zip	60175-7637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FOX MILL 03
Legal Block	2
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2013
Census Tract	852407

Owner

Source: Kane County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3802 PORTER ST NW, WASHINGTON, DC 20016-2948
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORPORATION
Dec 7, 2023	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Sep 17, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Dec 7, 2023 · Amount on Record
Deed Document Number	202627794
Prior Transfer Date	Sep 17, 2021
Prior Transfer Doc	0000071066
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 1, 2026
Property Address	4N285 LAFOX RD, SAINT CHARLES, IL 60175-7637
Document Number	0000027794
Instrument Date	Jun 23, 2026
Instrument	202627794
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$68,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000027795,
Date	Jul 1, 2026
Instrument	202627795

Lender

Name	CHURCHILL MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 7, 2023
Property Address	4N285 LAFOX RD, ST CHARLES, IL 60175-7637
Document Number	0000042712
Instrument Date	Dec 1, 2023
Instrument	2023K042712
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4N285 LAFOX RD, SAINT CHARLES, IL 60175-7637

Mortgage

Document Number	0000042713
Date	Dec 7, 2023
Instrument	2023K042713

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	8%

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Sep 17, 2021
Property Address	4N285 LAFOX RD, ST CHARLES, IL 60175-7637
Document Number	0000071066
Instrument Date	Sep 17, 2021
Instrument	2021K071066
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4N285 LAFOX RD, 4N285, SAINT CHARLES, IL 60175-7637

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,678.00 (+4.44%)
2024	$4,479.00 (+17.81%)	$99,095 (+61.54%) Land $20,442 Building $78,653	$297,404 (+61.61%) Land $61,351 Building $236,053
2022	$3,802.00 (+7.55%) Homeowner's exemption	$61,343 (+5.91%) Land $16,652 Building $44,691	$184,029 (+5.91%) Land $49,956 Building $134,073
2021	$3,535.00 Homeowner's exemption	$57,920 Land $15,723 Building $42,197	$173,760 Land $47,169 Building $126,591

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASCO SD serves 4,000 people · EPA ID IL0890110
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Opiquad, Verizon.

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