4N122 Lafox Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 4N122 Lafox Rd, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,626 sqft · built 1951
Lot Size0.95 acres (41,382 sqft)
OwnerCompany Name on Record
Last Sale$317,000 (Jul 2020)
Tax Bill$8,836 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-23-376-006

Property Details

APN / Parcel Number

Primary APN08-23-376-006

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,626 sqft Living Area
Gross Area2,929 sqft
1st Floor Area1,626 sqft
Basement Area775 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeFrame
Lot Area41,382 sqft (0.95 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Balcony Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4N122 LAFOX RD
CitySAINT CHARLES
StateIL
Zip60175-7699
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBRIDLE CREEK ESTATES
Legal Block1
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group1
Census Block1007
Census Tract852408

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4N122 LAFOX RD, SAINT CHARLES, IL 60175-7699
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEIGHBORHOOD LOANS
Jul 20, 2020Warranty Deed, Transfer · Conventional with PMI
NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2020 · Amount on Record
Deed SaleJul 20, 2020 · Amount on Record
Prior SaleFeb 16, 2016 · Amount on Record
Deed Document Number202039077
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4N122 LAFOX RD, ST CHARLES, IL 60175-7699
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyCARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007580
DateJan 28, 2021
Instrument2021K007580
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueDec 1, 2040
Interest
Rate TypeFixed Rate
Rate2.87%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 20, 2020
Property Address4N122 LAFOX RD, ST CHARLES, IL 60175-7699
Document Number0000039077
Instrument DateJun 30, 2020
Instrument39077
Transaction TypeTransfer
Record UpdatedAug 12, 2020
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$476.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1054 GLOUCHESTER HBR SCHAUMBURG IL 601934214, SCHAUMBURG, IL 60193-4214

Mortgage

Document Number39078
DateJul 20, 2020
Instrument39078
Lender
NameNEIGHBORHOOD LOANS
TypeFunding / Finance Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJul 19, 2040
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityCampton Hills Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,836.00 (+20.33%) Homeowner's exemption
2024$132,252 (+22.76%) Land $17,709 Building $114,543$396,915 (+22.8%) Land $53,148 Building $343,767
2022$7,343.00 (+4.78%) Homeowner's exemption$107,736 (+5.91%) Land $14,426 Building $93,310$323,208 (+5.91%) Land $43,278 Building $279,930
2021$7,008.00 Homeowner's exemption$101,724 Land $13,621 Building $88,103$305,172 Land $40,863 Building $264,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Fox Valley Internet, Verizon.

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