4998 Verona St, Oceanside, CA 92056 Property Records

San Diego County property record for 4998 Verona St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,043 sqft · built 2001
Lot Size	0.18 acres (7,858 sqft)
Owner	2 Company Names on Record
Last Sale	$1,425,000 (Feb 2026)
Tax Bill	$8,304 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`158-601-43-00`

Property Details

APN / Parcel Number

Primary APN	`158-601-43-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,043 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	7,858 sqft (0.18 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4998 VERONA ST
City	OCEANSIDE
State	CA
Zip	92056-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-HD
Legal Description	LOT 88 TR 012797
Legal Subdivision	MISSION SANTA FE
Legal Tract	012797
Legal Block	2
Legal Lot Number	88
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	4998 VERONA ST, OCEANSIDE, CA 92056-1928
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Jan 26, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 5, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Feb 11, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 27, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS
Feb 1, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS
Oct 21, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Feb 3, 2016 · Amount on Record
Deed Document Number	202638072
Prior Transfer Date	Jan 8, 2016
Prior Transfer Doc	0000048887
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4998 VERONA ST, OCEANSIDE, CA 92056-1928
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4998 VERONA ST, OCEANSIDE, CA 92056-1928

Mortgage

Document Number	0000055087
Date	Feb 4, 2022
Instrument	2022-0055087

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4998 VERONA ST, OCEANSIDE, CA 92056-1928
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4998 VERONA ST, OCEANSIDE, CA 92056-1928

Mortgage

Document Number	0000039078
Date	Jan 26, 2022
Instrument	2022-0039078

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Nov 1, 2049

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4998 VERONA ST, OCEANSIDE, CA 92056-1928
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4998 VERONA ST, OCEANSIDE, CA 92056-1928

Mortgage

Document Number	0000055575
Date	Mar 5, 2025
Instrument	2025-0055575

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 11, 2026
Property Address	4998 VERONA ST, OCEANSIDE, CA 92056-1928
Document Number	0000038072
Map Reference	MAP 12797
Instrument Date	Feb 2, 2026
Instrument	2026-0038072
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4998 VERONA ST, OCEANSIDE, CA 92056-1928

Mortgage

Document Number	0000038073
Date	Feb 11, 2026
Instrument	2026-0038073

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4998 VERONA ST, OCEANSIDE, CA 92056-1928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000547267
Date	Nov 27, 2017
Instrument	2017-0547267

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4998 VERONA ST, OCEANSIDE, CA 92056-1928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4998 VERONA ST, OCEANSIDE, CA 92056-1928

Mortgage

Document Number	0000037558
Date	Feb 1, 2019
Instrument	2019-0037558

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4998 VERONA ST, OCEANSIDE, CA 92056-1928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000473984
Date	Oct 21, 2019
Instrument	2019-0473984

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55439

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$742,587 (+2%) Land $276,190 Building $466,397
2025	$8,304.00 (+5.8%) Homeowner's exemption	$728,027 (+4.04%) Land $270,775 Building $457,252
2024	$7,849.00 (+2.45%)
2023	$7,661.00 (+0.18%) Homeowner's exemption	$699,759 Land $260,261 Building $439,498
2022	$7,647.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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