4953 Verona St, Oceanside, CA 92056 Property Records

San Diego County property record for 4953 Verona St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,799 sqft · built 2001
Lot Size	0.286 acres (12,462 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Aug 2019)
Tax Bill	$9,216 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158-601-38-00`

Property Details

APN / Parcel Number

Primary APN	`158-601-38-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,799 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	12,462 sqft (0.286 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4953 VERONA ST
City	OCEANSIDE
State	CA
Zip	92056-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-HD
Legal Description	LOT 83 TR 012797
Legal Subdivision	MISSION SANTA FE
Legal Tract	012797
Legal Block	2
Legal Lot Number	83
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	19301

Owner

4953 Verona St is owned and occupied by two individuals who bought it in August 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4953 VERONA ST, OCEANSIDE, CA 92056-1929
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 12, 2019	Grant Deed, Transfer · ARM PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on File
Deed Sale	Aug 12, 2019 · Amount on File
Prior Sale	Oct 2, 2000 · Amount on File
Deed Document Number	2019339089
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4953 VERONA ST, OCEANSIDE, CA 92056-1929
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4953 VERONA ST, OCEANSIDE, CA 92056-1929

Mortgage

Document Number	0000340459
Date	Aug 24, 2022
Instrument	2022-0340459

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jul 19, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2019
Property Address	4953 VERONA ST, OCEANSIDE, CA 92056-1929
Document Number	0000339089
Map Reference	MAP 12797
Instrument Date	Jul 29, 2019
Instrument	2019-0339089
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4953 VERONA ST, OCEANSIDE, CA 92056-1929

Mortgage

Document Number	0000339090
Date	Aug 12, 2019
Instrument	2019-0339090

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 4953 Verona St was $9,216 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$825,477 (+2%) Land $297,649 Building $527,828
2025	$9,216.00 Homeowner's exemption	$809,292 Land $291,813 Building $517,479
2023	$8,501.00 (+0.19%) Homeowner's exemption	$777,869 Land $280,483 Building $497,386
2022	$8,485.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4953 Verona St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4953 Verona St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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