4997 Elderberry Dr, Reading, PA 19606 Property Records

Berks County property record for 4997 Elderberry Dr, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,858 sqft · built 1976
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (Sep 1997)
Tax Bill	$1,359 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5325-12-86-1103`

Property Details

APN / Parcel Number

Primary APN	`5325-12-86-1103`
Alternative APNs	`43-5325-12-86-1103` `43180130` `180130`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,858 sqft Living Area
1st Floor Area	1,398 sqft
Basement Area	460 sqft
Finished Basement	460 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43180130
Street Address	4997 ELDERBERRY DR
City	READING
State	PA
Zip	19606-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LORANE ORCHARDS
Legal Block	86
Legal Lot Number	196
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	2
Census Block	2012
Census Tract	12004

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4997 ELDERBERRY DR, READING, PA 19606-3401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit SPLITERO MASTER TRUST
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 1997 · Amount on Record
Deed Sale	Sep 3, 1997 · Amount on Record
Deed Book / Page	2862 / 1684
Last Transfer Date	Sep 13, 2021
Transfer Doc	0000047456
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4997 ELDERBERRY DR, READING, PA 19606-3401
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4997 ELDERBERRY DR, READING, PA 19606-3401

Mortgage

Document Number	0000032782
Date	Oct 21, 2025
Instrument	2025032782

Lender

Name	SPLITERO MASTER TRUST
Type	Private Party
Address	1100 N MARKET ST, WILMINGTON, DE 19890

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4997 ELDERBERRY DR, READING, PA 19606-3401
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4997 ELDERBERRY DR, READING, PA 19606-3401

Mortgage

Document Number	0000045659
Date	Nov 28, 2022
Instrument	2022045659

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Sep 22, 2021
Property Address	4997 ELDERBERRY DR, READING, PA 19606-3401
Document Number	0000047456
Map Reference	VOL 33 PG 58
Instrument Date	Sep 13, 2021
Instrument	2021047456
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4997 ELDERBERRY DR, READING, PA 19606-3401

Mortgage

Document Number	0000047457
Date	Sep 22, 2021
Instrument	2021047457

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,359.00 (+7.43%)	$86,900 (-) Land $23,800 Building $63,100	$23,800 (-72.61%) Land $23,800
2024	$1,265.00	$86,900 Land $23,800 Building $63,100
1994			$86,900 Land $23,800 Building $63,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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