4989 Elderberry Dr, Reading, PA 19606 Property Records

Berks County property record for 4989 Elderberry Dr, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,412 sqft · built 1975
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,587 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5325-12-86-0135`

Property Details

APN / Parcel Number

Primary APN	`5325-12-86-0135`
Alternative APNs	`43-5325-12-86-0135` `43180110` `180110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,412 sqft Living Area
1st Floor Area	1,952 sqft
Basement Area	460 sqft
Finished Basement	460 sqft
Family Room	Family Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43180110
Street Address	4989 ELDERBERRY DR
City	READING
State	PA
Zip	19606-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LORANE ORCHARDS
Legal Block	86
Legal Lot Number	197
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	2
Census Block	2012
Census Tract	12004

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4989 ELDERBERRY DR, READING, PA 19606-3401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed, Transfer · VA Mortgage NORTHPOINTE BANK
Feb 13, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 9, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 17, 2001
Transfer Doc	0000073225
Record Updated	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 7, 2020
Property Address	4989 ELDERBERRY DR, READING, PA 19606-3401
Document Number	0000046459
Map Reference	VOL 33 PG 58
Instrument Date	Nov 30, 2020
Instrument	2020046459
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	STEWART ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4989 ELDERBERRY DR, READING, PA 19606-3401

Mortgage

Document Number	0000046460
Date	Dec 7, 2020
Instrument	2020046460

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4989 ELDERBERRY DR, READING, PA 19606-3401
Document Number	0000006243
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4989 ELDERBERRY DR READING PA 196063401, READING, PA 19606-3401

Mortgage

Document Number	0000006243
Date	Feb 19, 2020
Instrument	6243

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4989 ELDERBERRY DR, READING, PA 19606-3401
Document Number	0000001260
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4989 ELDERBERRY DR READING PA 196063401, READING, PA 19606-3401

Mortgage

Document Number	0000001260
Date	Jan 14, 2019
Instrument	1260

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2049

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,587.00 (+7.74%) Homeowner's exemption	$103,100 (-) Land $23,800 Building $79,300	$23,800 (-76.92%) Land $23,800
2024	$1,473.00	$103,100 Land $23,800 Building $79,300
1994			$103,100 Land $23,800 Building $79,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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