4993 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 4993 Hwy 4, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,714 sqft · built 1957
Lot Size	3.51 acres (152,896 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (May 2018)
Tax Bill	$1,160 (2024)
Deeds & Mortgages	May 2018 Line of Credit May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-5N-29-0000-00700-0000`

Property Details

APN / Parcel Number

Primary APN	`16-5N-29-0000-00700-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,714 sqft Heated Area
Gross Area	4,938 sqft
1st Floor Area	3,159 sqft
Utility Area	30 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	152,896 sqft (3.51 acres)
Lot Dimensions	9,240 ft deep x 1,650 ft wide
Garage Area	920 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Patio Area	1,714 sqft
Courtyard	1 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	165N290000007000000
Street Address	4993 HIGHWAY 4
City	JAY
State	FL
Zip	32565-3038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION PER DEED 2013 BEG ON E LN OF N2 OF LOT 1 AT S LN OF HWY #4 THN W ON S RD R/W 2 & 1/2 CHNS (165') THN S 14 CHNS
Legal Range	29W
Legal Township	05N
Legal Section	16
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	2
Census Block	2004
Census Tract	10200

Owner

4993 Hwy 4 is owned and occupied by an individual who bought it in May 2018.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	4993 HIGHWAY 4, JAY, FL 32565-3038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2018	Deed of Trust, Mortgage · Line of Credit UNITED BANK
May 22, 2018	Grant Deed, Transfer SECURITY LAND TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	Mar 28, 2014 · Amount on File
Deed Document Number	201820882
Deed Book / Page	3730 / 0034
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4993 HIGHWAY 4, JAY, FL 32565-3038
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037250019
Date	May 4, 2018
Book Page	3725/0019
Instrument	201817959

Lender

Name	UNITED BANK
Type	Bank
Address	ATMORE, AL 36502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 3, 2038

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 22, 2018
Property Address	4993 HIGHWAY 4, JAY, FL 32565-3038
Document Number	0037300034
Book / Page	003730 / 000034
Instrument Date	May 8, 2018
Instrument	20882
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	SECURITY LAND TITLE INC

Transaction

Amount	Amount on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4993 HIGHWAY 4 JAY FL 325653038, JAY, FL 32565-3038

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,160.00 (+2.2%) Homeowner's exemption	$116,003 (+3%)	$155,688 (+2.51%) Land $33,345 Building $122,343
2023	$1,135.00 (+2.53%) Homeowner's exemption	$112,624 (+3%)	$151,879 (+6.25%) Land $30,010 Building $121,869
2022	$1,107.00 Homeowner's exemption	$109,344	$142,943 Land $20,007 Building $122,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4993 Hwy 4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4993 Hwy 4 is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 4

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