4884 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 4884 Hwy 4, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1938
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jul 2009)
Tax Bill	$379 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-5N-29-0000-02100-0000`

Property Details

APN / Parcel Number

Primary APN	`13-5N-29-0000-02100-0000`
Alternative APN	`N295130000021000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	1,008 sqft
Utility Area	128 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Lot Dimensions	420 ft deep x 117 ft wide
Garage Type	Carport
Garage Area	272 sqft
Carport	Carport
Carport Area	272 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4884 HIGHWAY 4
City	JAY
State	FL
Zip	32565-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	BEG AT POINT ON N R/W LI OF ST RD #4 SD PT BEING 134 FT FROM SE SEC COR TH W 1425 FT TO POB TH 180 FT N TH W 12 FT TH S 190 FT TH E 12 FT TOGETHER WITH: BEG AT POINT ON N R/W LI OF ST RD #4 SD PT BEING 134 FT FROM SE SEC COR TH W 1320 FT TO POB TH N
Legal Range	29W
Legal Township	5N
Legal Section	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	3
Census Block	3015
Census Tract	10100

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4884 HIGHWAY 4, JAY, FL 32565-3023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2009 · Amount on Record
Deed Sale	Jul 6, 2009 · Amount on Record
Prior Sale	Aug 31, 1998 · Amount on Record
Deed Document Number	200922709
Deed Book / Page	2912 / 1799
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4884 HIGHWAY 4, JAY, FL 32565-3023
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4884 HIGHWAY 4, JAY, FL 32565-3023

Mortgage

Document Number	0042121484
Date	Nov 29, 2021
Book Page	4212/1484
Instrument	202178830

Lender

Name	SANTA ROSA COUNTY FCU
Type	Credit Union
Address	MILTON, FL 32572

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 22, 2036

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$379.00 (+13.47%) Homeowner's exemption	$46,061 (+2.9%)	$90,236 (+9.8%) Land $11,300 Building $78,936
2024	$334.00 (+3.41%) Homeowner's exemption	$44,763 (+3%)	$82,179 (+2.55%) Land $11,300 Building $70,879
2023	$323.00 (+4.19%) Homeowner's exemption	$43,459 (+3%)	$80,133 (+8.03%) Land $10,170 Building $69,963
2022	$310.00 Homeowner's exemption	$42,193	$74,178 Land $6,780 Building $67,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	22 (1990–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Georges, Sep 1998 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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