4991 Watson Rd, Elba, NY 14058 Property Records

Genesee County and Elba Town property record for 4991 Watson Rd, Elba, NY 14058

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,547 sqft · built 1870
Lot Size	2.6 acres (113,256 sqft)
Owner	Individual Name on File
Last Sale	$136,669 (Mar 2021)
Tax Bill	$3,485 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2020 Sale
APN	`183489 14.-2-24.111`

Property Details

APN / Parcel Number

Primary APN	`183489 14.-2-24.111`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,547 sqft Living Area
1st Floor Area	1,196 sqft
Upper Floors Area	351 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1945
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	113,256 sqft (2.6 acres)
Lot Width	417 ft Width
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	552 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4991 WATSON RD
City	ELBA
State	NY
Zip	14058-9795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	24.111
Jurisdiction	GENESEE NY
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1005
Census Tract	950200

Owner

4991 Watson Rd is owned and occupied by an individual who bought it in March 2021.

Source: Genesee County and Elba Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4991 WATSON RD, ELBA, NY 14058-9795
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE CO
Nov 17, 2020	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	Nov 17, 2020 · Amount on File
Deed Document Number	2021DE2021-327
Prior Transfer Date	Jul 15, 2014
Prior Transfer Doc	0000000907/000000016
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE NY
Recording Date	Mar 8, 2021
Property Address	4991 WATSON RD, ELBA, NY 14058-9795
Document Number	0DE2021327
Instrument Date	Mar 3, 2021
Instrument	DE2021-327
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 ROSS ST, BATAVIA, NY 14020-2321

Mortgage

Document Number	MTG2021391
Date	Mar 8, 2021
Instrument	MTG2021-391

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE NY
Recording Date	Nov 17, 2020
Property Address	4991 WATSON RD, ELBA, NY 14058-9795
Document Number	DE20201536
Instrument Date	Nov 13, 2020
Instrument	DE2020-1536
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4199 MALTBY RD, ELBA, NY 14058

Tax Assessment & Valuation

The 2026 property tax bill for 4991 Watson Rd was $3,485, down 1.3% from the year before.

Source: Genesee County and Elba Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Genesee County
County Subdivision	Elba Town
Unified School District	Elba Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,485.00 (-1.3%)
2025	$3,531.00	$104,800 Land $26,100 Building $78,700	$104,800 Land $26,100 Building $78,700
2023		$99,500 (+2.05%) Land $24,800 Building $74,700	$99,500 (+2.05%) Land $24,800 Building $74,700
2022		$97,500 Land $23,500 Building $74,000	$97,500 Land $23,500 Building $74,000
2021	$1,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4991 Watson Rd; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4991 Watson Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watson Rd

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