4863 Watson Rd, Elba, NY 14058 Property Records

Genesee County and Elba Town property record for 4863 Watson Rd, Elba, NY 14058

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,480 sqft · built 1930
Lot Size	4.7 acres (204,732 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,566 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Feb 2021 Foreclosure
APN	`183489 14.-2-39`

Property Details

APN / Parcel Number

Primary APN	`183489 14.-2-39`
Alternative APN	`34890140000002039000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	204,732 sqft (4.7 acres)
Lot Width	749 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4863 WATSON RD
City	ELBA
State	NY
Zip	14058-9794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	39.000
Jurisdiction	GENESEE NY
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1005
Census Tract	950200

Owner

Source: Genesee County and Elba Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4863 WATSON RD, ELBA, NY 14058-9794
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Feb 11, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021
Deed Sale	Feb 11, 2021
Deed Document Number	2021DE2021-180
Prior Transfer Date	Feb 1, 2021
Prior Transfer Doc	0DE2021180
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Property Address	4863 WATSON RD, ELBA, NY 14058-9794
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG20211208
Date	Jul 8, 2021
Instrument	MTG2021-1208

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	GENESEE NY
Recording Date	Feb 11, 2021
Property Address	4863 WATSON RD, ELBA, NY 14058-9794
Document Number	0DE2021180
Instrument Date	Feb 1, 2021
Instrument	DE2021-180
Transaction Type	Foreclosure
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MECHANIC ST, ELBA, NY 14058-9766

Tax Assessment & Valuation

Source: Genesee County and Elba Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Genesee County
County Subdivision	Elba Town
Unified School District	Elba Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,566.00 (+43.5%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$2,485.00 (+54.44%)	$76,600 (+4.79%) Land $32,800 Building $43,800	$76,600 (+4.79%) Land $32,800 Building $43,800
2023		$73,100 (+4.43%) Land $31,100 Building $42,000	$73,100 (+4.43%) Land $31,100 Building $42,000
2022		$70,000 Land $29,400 Building $40,600	$70,000 Land $29,400 Building $40,600
2021	$1,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures