4991 Sable Ave, Middleburg, FL 32068 Property Records

Clay County property record for 4991 Sable Ave, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,280 sqft · built 2022
Lot Size	1.13 acres (49,484 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Apr 2022)
Tax Bill	$4,147 (2025)
Deeds & Mortgages	Apr 2022 Sale & Construction Loan Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-05-24-006698-383-00`

Property Details

APN / Parcel Number

Primary APN	`32-05-24-006698-383-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	49,484 sqft (1.13 acres)
Lot Dimensions	300 ft deep x 165 ft wide
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4991 SABLE AVE
City	MIDDLEBURG
State	FL
Zip	32068-6062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 145 BLACK CREEK PARK UNIT 1 AS REC OR 4595 PG 372
Legal Range	24E
Legal Township	05S
Legal Section	32
Legal Subdivision	BLACK CREEK PARK UNIT 1
Legal Block	145
Legal Lot Number	9
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1039
Census Tract	30106

Owner

4991 Sable Ave is owned and occupied by an individual who bought it in April 2022.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	4991 SABLE AVE, MIDDLEBURG, FL 32068-6062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Warranty Deed, Transfer · Construction Mortgage TRIAD FINANCIAL SERVICES INC
Jan 7, 2020	Warranty Deed, Transfer LAND TITLE/AMERICA INC
Nov 6, 2019	Warranty Deed, Transfer LAND TITLE/AMERICA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2022 · Amount on File
Deed Sale	Apr 12, 2022 · Amount on File
Prior Sale	Nov 6, 2019 · Amount on File
Deed Document Number	202223413
Deed Book / Page	4595 / 372
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 12, 2022
Property Address	4991 SABLE AVE, MIDDLEBURG, FL 32068-6062
Document Number	0045950372
Book / Page	4595 / 372
Map Reference	MB 11 PG 21-33
Instrument Date	Apr 2, 2022
Instrument	2022023413
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	NU WORLD TITLE OF DORAL LLC

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15503 SW 96TH TER, MIAMI, FL 33196-3803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4991 SABLE AVE, MIDDLEBURG, FL 32068-6062

Mortgage

Document Number	0045962151
Date	Apr 14, 2022
Book Page	4596/2151
Instrument	2022024393

Lender

Name	TRIAD FINANCIAL SERVICES INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32224

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	366 Months
Due	Oct 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 7, 2020
Property Address	4991 SABLE AVE, MIDDLEBURG, FL 32068-6062
Document Number	0042662079
Book / Page	004266 / 002079
Instrument Date	Dec 30, 2019
Instrument	795
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount on Record
Tax	$18.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4991 SABLE AVE MIDDLEBURG FL 32068, MIDDLEBURG, FL 32068

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 6, 2019
Property Address	4991 SABLE AVE, MIDDLEBURG, FL 32068-6062
Document Number	0042481869
Book / Page	004248 / 001869
Instrument Date	Nov 2, 2019
Instrument	59414
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount on Record
Tax	$35.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	317 BROADMOOR AVE MUNSTER IN 463211150, MUNSTER, IN 46321-1150

Tax Assessment & Valuation

The 2025 property tax bill for 4991 Sable Ave was $4,147 with a homeowner's exemption, down 9.1% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,147.00 (-9.1%) Homeowner's exemption	$312,052 Land $28,000 Building $284,052	$312,052 Land $28,000 Building $284,052
2024	$4,562.00 (-0.65%)
2023	$4,592.00 (+4,%)	$281,099 (+1,656.87%) Land $21,500 Building $259,599	$281,099 (+1,656.87%) Land $21,500 Building $259,599
2022	$112.00	$16,000 Land $16,000	$16,000 Land $16,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4991 Sable Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4991 Sable Ave is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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