4980 Sable Ave, Middleburg, FL 32068 Property Records

Clay County property record for 4980 Sable Ave, Middleburg, FL 32068

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,456 sqft · built 2022
Lot Size	1.01 acres (44,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Sep 2022)
Tax Bill	$2,475 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-05-24-006698-348-00`

Property Details

APN / Parcel Number

Primary APN	`32-05-24-006698-348-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	44,039 sqft (1.01 acres)
Lot Dimensions	304 ft deep x 145 ft wide
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	4980 SABLE AVE
City	MIDDLEBURG
State	FL
Zip	32068-6061
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 1 BLK 144 BLACK CREEK PARK UNIT 1 AS REC OR 4650 PG 2091
Legal Range	24E
Legal Township	05S
Legal Section	32
Legal Subdivision	BLACK CREEK PARK UNIT 1
Legal Block	144
Legal Lot Number	1
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1046
Census Tract	30106

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4980 SABLE AVE, MIDDLEBURG, FL 32068-6061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage CONTOUR MORTGAGE CORP
Nov 24, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ARCUS VENTURES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Nov 24, 2021 · Amount on Record
Deed Document Number	202257109
Deed Book / Page	4650 / 2091
Prior Transfer Date	Apr 4, 2001
Prior Transfer Doc	0000014002
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 21, 2022
Property Address	4980 SABLE AVE, MIDDLEBURG, FL 32068-6061
Document Number	0046502091
Book / Page	4650 / 2091
Map Reference	MB 11 PG 21-33
Instrument Date	Sep 12, 2022
Instrument	2022057109
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	ALL FLORIDA TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4440 MERRIMAC AVE, 4440, JACKSONVILLE, FL 32210-1815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4980 SABLE AVE, MIDDLEBURG, FL 32068-6061

Mortgage

Document Number	0046502093
Date	Sep 21, 2022
Instrument	4650/2093

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Mortgage

Document Number	0046502111
Date	Sep 21, 2022
Book Page	4650/2111
Instrument	2022057111

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 24, 2021
Property Address	4980 SABLE AVE, MIDDLEBURG, FL 32068-6061
Document Number	0045391951
Book / Page	4539 / 1951
Map Reference	MB 11 PG 21-33
Instrument Date	Nov 15, 2021
Instrument	2021074848
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	ALL FLORIDA TITLE COMPANY INC, ALL FLORIDA TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 ALDERSGATE ST, 155, GREEN COVE SPRINGS, FL 32043-9501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4440 MERRIMAC AVE, JACKSONVILLE, FL 32210-1815
Investor	Possibly a Property Investor

Mortgage

Document Number	45391953
Date	Nov 24, 2021
Instrument	4539/1953

Lender

Name	ARCUS VENTURES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2022

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,475.00 (+4.92%) Homeowner's exemption	$202,465 (+7.04%)	$230,828 (+22.04%) Land $28,000 Building $202,828
2024	$2,359.00 (-9.13%)
2023	$2,596.00 (+190.06%) Homeowner's exemption	$189,144 (+319.78%) Land $21,500 Building $167,644	$189,144 (+319.78%) Land $21,500 Building $167,644
2022	$895.00 Homeowner's exemption	$45,058 Land $16,000 Building $29,058	$45,058 Land $16,000 Building $29,058

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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