4991 N Harding Ter, Hernando, FL 34442 Property Records

Citrus County property record for 4991 N Harding Ter, Hernando, FL 34442

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.999 acres (43,556 sqft)
Owner	Individual Name on Record
Last Sale	$33,000 (Oct 2022)
Tax Bill	$447 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1018S19E00200370`

Property Details

APN / Parcel Number

Primary APN	`1018S19E00200370`
Alternative APNs	`19E-18S-10-0020-037.0` `3289834`

Exterior

Lot Area	43,556 sqft (0.999 acres)
Lot Dimensions	217 ft deep x 100 ft wide

Location & Zoning

Account Number	3289834
Old Parcel Number	1018S19E00200370
Street Address	4991 N HARDING TER
City	HERNANDO
State	FL
Zip	34442-4027
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	LDRMH LOW DENSITY RESIDEN
Legal Description	GOLDEN BILLAGE PB 8 PG 15 LOTS 27 & 38
Legal Range	19E
Legal Township	18S
Legal Section	10
Legal Subdivision	GOLDEN VILLAGE
Legal Lot Number	27,38 38
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2008
Census Tract	450106

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11728 HOYT AVE, TAMPA, FL 33617-1724
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Jul 13, 2005 · Amount on Record
Deed Document Number	2022071566
Deed Book / Page	3328 / 1399
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 19, 2022
Property Address	4991 N HARDING TER, HERNANDO, FL 34442-4027
Document Number	0033281399
Book / Page	3328 / 1399
Map Reference	MB 8 PG 15
Instrument Date	Oct 7, 2022
Instrument	2022071566
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	ALL REAL ESTATE TTL SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 1ST AVE NE, LUTZ, FL 33549-4220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11728 HOYT AVE, TAMPA, FL 33617-1724

Mortgage

Document Number	0033281402
Date	Oct 19, 2022
Instrument	3328/1402

Lender

Name	MICHAEL COLLINSWORTH
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	46 Months
Due	Aug 1, 2026

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$447.00 (+3.71%)	$28,520 (-16.9%) Land $28,520	$28,520 (-16.9%) Land $28,520
2024	$431.00 (+21.75%) Additional exemption filed	$34,320 (+46.67%) Land $34,320	$34,320 (+46.67%) Land $34,320
2023	$354.00 (+91.35%) Additional exemption filed	$23,400 (+34.33%) Land $23,400	$23,400 (+34.33%) Land $23,400
2022	$185.00	$17,420 Land $17,420	$17,420 Land $17,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N Harding Ter

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