5085 N Harding Ter, Hernando, FL 34442 Property Records

Citrus County property record for 5085 N Harding Ter, Hernando, FL 34442

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 1,204 sqft · built 1984
Lot Size0.499 acres (21,778 sqft)
OwnerIndividual Name on File
Tax Bill$210 (2025)
Flood ZoneZone X (minimal risk)
APN1018S19E00200420

Property Details

APN / Parcel Number

Primary APN1018S19E00200420
Alternative APNs
  • 19E-18S-10-0020-042.0
  • 1590469

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,204 sqft Living Area
1st Floor Area672 sqft
FlooringSubfloor

Exterior

Year BuiltBuilt 1984
Architectural StyleModular
Exterior MaterialMetal
Construction TypeWood
Roof MaterialMetal
Lot Area21,778 sqft (0.499 acres)
Lot Dimensions217 ft deep x 100 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area160 sqft
Patio Area64 sqft
Utility Building72 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1590469
Old Parcel Number1018S19E00200420
Street Address5085 N HARDING TER
CityHERNANDO
StateFL
Zip34442-4044
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeLDRMH LOW DENSITY RESIDEN
Legal DescriptionGOLDEN VILLAGE PB 8 PG 15 LOT 42
Legal Range19E
Legal Township18S
Legal Section10
Legal SubdivisionGOLDEN VILLAGE
Legal Lot Number42
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2008
Census Tract450106

Owner

5085 N Harding Ter, a mobile home, is owned and occupied by an individual who acquired it in November 1994.

Source: Citrus County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address5085 N HARDING TER, HERNANDO, FL 34442-4044
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 1994
Deed SaleNov 1, 1994
Deed Document Number0001118477
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5085 N Harding Ter was $210 with exemptions applied, up 28% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$210.00 (+28.05%) Homeowner's exemption Additional exemption filed$74,918 (-1.05%) Land $14,260 Building $60,658$74,918 (-1.05%) Land $14,260 Building $60,658
2024$164.00 (+21.48%) Homeowner's exemption Additional exemption filed$75,714 (+67.7%) Land $17,160 Building $58,554$75,714 (+67.7%) Land $17,160 Building $58,554
2023$135.00 Homeowner's exemption Additional exemption filed$45,148 (+28.4%) Land $11,700 Building $33,448$45,148 (+28.4%) Land $11,700 Building $33,448
2022$135.00 Homeowner's exemption Additional exemption filed$35,161 Land $8,710 Building $26,451$35,161 Land $8,710 Building $26,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5085 N Harding Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5085 N Harding Ter is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Harding Ter

Nearby Streets

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