4990 McArthur Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4990 McArthur Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,000 sqft · built 1958
Lot Size2.01 acres (87,556 sqft)
OwnerIndividual Name on Record
Tax Bill$471 (2024)
Deeds & MortgagesMar 2017 Construction Loan
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN17-5N-28-0000-00500-0000

Property Details

APN / Parcel Number

Primary APN17-5N-28-0000-00500-0000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,000 sqft Heated Area
Gross Area1,869 sqft
1st Floor Area1,000 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1958
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialMetal
Lot Area87,556 sqft (2.01 acres)
Garage Area464 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area360 sqft
Deck Area45 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number175N280000005000000
Street Address4990 MCARTHUR RD
CityJAY
StateFL
Zip32565-3502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*DIVIDED PARCEL PER REQ 2017* S 1/2 OF THE FOLLOWING: COM AT SE SEC CORN THN S89*52' 37W ON S SEC LN 2127.85 FT TO C/L OF SRD
Legal Range28W
Legal Township05N
Legal Section17
JurisdictionSANTA ROSA FL
Township / Civil DivisionBERRYDALE
Census Block Group3
Census Block3020
Census Tract10100

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4990 MCARTHUR RD, JAY, FL 32565-3502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2017Quit Claim Deed, Construction Loan · Construction Mortgage
CASCADE FIN'L SVCS
Mar 27, 2017Quit Claim Deed, Transfer
WEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2016
Deed SaleNov 2, 2016
Prior SaleOct 26, 2016
Deed Document Number0003571798
Record UpdatedJun 8, 2026

March 2017: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateMar 27, 2017
Property Address4990 MCARTHUR RD, JAY, FL 32565-3502
Document Number0036091042
Book / Page003609 / 001042
Instrument DateMar 23, 2017
Instrument11612
Transaction TypeConstruction Loan
Record UpdatedApr 5, 2017
Title CompanyWEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5002 MCARTHUR RD JAY FL 32565, JAY, FL 32565

Mortgage

Document Number36091043
DateMar 27, 2017
Book Page003609/001043
Instrument11613
Lender
NameCASCADE FIN'L SVCS
TypeFunding / Finance Company
AddressGILBERT, AZ 85297
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2047

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateMar 27, 2017
Property Address4990 MCARTHUR RD, JAY, FL 32565-3502
Document Number0036091041
Book / Page003609 / 001041
Instrument DateMar 23, 2017
Instrument11611
Transaction TypeTransfer
Record UpdatedApr 5, 2017
Title CompanyWEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5002 MCARTHUR RD JAY FL 32565, JAY, FL 32565

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$471.00 (+1.07%) Homeowner's exemption$64,232 (+3%)$96,832 (+0.74%) Land $18,090 Building $78,742
2023$466.00 (+1.3%) Homeowner's exemption$62,361 (+3%)$96,125 (+4.38%) Land $18,090 Building $78,035
2022$460.00 Homeowner's exemption$60,545$92,088 Land $18,090 Building $73,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims22 (1990–2004)
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Georges, Sep 1998 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERRYDALE WATER SYSTEM
serves 2,800 people · EPA ID FL1570064
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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