4970 McArthur Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4970 McArthur Rd, Jay, FL 32565

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 2000
Lot Size	4.28 acres (186,437 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,000 (Mar 2007)
Tax Bill	$754 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-5N-28-0000-00302-0000`

Property Details

APN / Parcel Number

Primary APN	`17-5N-28-0000-00302-0000`
Alternative APN	`N285170000003020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	186,437 sqft (4.28 acres)
View / Lot	Mobile Home
Deck Area	2 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4970 MCARTHUR RD
City	JAY
State	FL
Zip	32565-3502
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG-RR
Legal Description	COM AT SE CORNER OF SECTION 17 TOWNSHIP 5 NORTH RANGE 28 WEST THN N895215W ON S SEC LI 1314.70 FT TO SE COR OF SW4 OF SE4 THN N005036E ON E LI SW4 OF SE4 924.25 FT TO POB THN CONT ALNG E LI N005036E 385.44 FT THN S884741W 442.20 FT THN S00*5036W
Legal Range	28W
Legal Township	5N
Legal Section	17
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BERRYDALE
Census Block Group	3
Census Block	3020
Census Tract	10100

Owner

Source: Santa Rosa County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4970 MCARTHUR RD, JAY, FL 32565-3502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2007 · Amount on Record
Deed Sale	Mar 19, 2007 · Amount on Record
Deed Document Number	200712700
Deed Book / Page	2710 / 2029
Last Transfer Date	Nov 6, 2012
Transfer Doc	0031940555
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 16, 2020
Property Address	5010 MCARTHUR RD, JAY, FL 32565-2522
Document Number	0039770641
Book / Page	3977 / 641
Instrument Date	Jul 15, 2020
Instrument	202035315
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7264 LOBLOLLY LN, 7264, MILTON, FL 32570-2519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 MCARTHUR RD, JAY, FL 32565-2522

Mortgage

Document Number	0003977643
Date	Jul 16, 2020
Instrument	3977/643

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,695 (+2.9%)	$110,866 (+1.78%) Land $34,668 Building $76,198
2024	$754.00 (+3.29%) Homeowner's exemption Disabled Person's exemption	$99,801 (+3%)	$108,928 (+5.64%) Land $34,668 Building $74,260
2023	$730.00 (+3.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$96,894 (+3%)	$103,115 (+9.61%) Land $34,668 Building $68,447
2022	$705.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$94,072	$94,072 Land $34,668 Building $59,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	22 (1990–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Georges, Sep 1998 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERRYDALE WATER SYSTEM serves 2,800 people · EPA ID FL1570064
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20