Frederick County property record for 4990 Flossie Ave, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,530 sqft · built 1979 |
| Lot Size | 4.53 acres (197,762 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (Jul 2026) |
| Tax Bill | $5,630 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-439913 |
| Primary APN | 23-439913 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 1,530 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Construction Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 197,762 sqft |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 439913 |
|---|---|
| Street Address | 4990 FLOSSIE AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 129 BLK C SECT 3 4.54 AC FLOSSIE AVE FLOSSIE AVE |
| Legal Subdivision | MT ZION ESTATES |
| Legal Block | C |
| Legal Lot Number | 129 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 752602 |
4990 Flossie Ave is owned by two individuals who bought it in July 2026.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 3297, FREDERICK, MD 21705-3297 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE |
| Nov 12, 2025 | Intrafamily Transfer, Transfer |
| Apr 25, 2017 | Grant Deed, Transfer · Conventional Mortgage JOSEPH R HORMAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on File |
| Deed Sale | Jul 23, 2026 · Amount on File |
| Prior Sale | Apr 25, 2017 · Amount on File |
| Deed Book / Page | 17971 / 153 |
| Prior Transfer Date | Feb 11, 2009 |
| Prior Transfer Doc | 0071770120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 23, 2026 |
| Property Address | 4990 FLOSSIE AVE, FREDERICK, MD 21703-6908 |
| Document Number | 1797000153 |
| Book / Page | 17971 / 153 |
| Instrument Date | Jul 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $671,650.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 1797000159, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 17971/159 |
| Name | FIRST HERITAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 12, 2025 |
| Property Address | 4990 FLOSSIE AVE, FREDERICK, MD 21703-6908 |
| Document Number | 0176000036 |
| Book / Page | 17600 / 36 |
| Map Reference | MB 17 PG 92 |
| Instrument Date | Oct 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 25, 2017 |
| Property Address | 4990 FLOSSIE AVE, FREDERICK, MD 21703-6908 |
| Document Number | 0117840319 |
| Book / Page | 011784 / 000319 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4990 FLOSSIE AVE FREDERICK MD 217036908, FREDERICK, MD 21703-6908 |
| Document Number | 117840324 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 011784/000324 |
| Name | JOSEPH R HORMAN |
|---|---|
| Address | 550 EISENHOWER DR, FREDERICK, MD 21703-8415 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 5% |
|---|
The 2025 property tax bill for 4990 Flossie Ave was $5,630, up 5.9% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $501,300 (+5.71%) Land $98,800 Building $402,500 | $501,300 (-) Land $98,800 Building $402,500 | |
| 2025 | $5,630.00 (+5.91%) Homeowner's exemption | $474,200 | $501,300 Land $98,800 Building $402,500 |
| 2024 | $5,316.00 (+8.36%) | ||
| 2023 | $4,906.00 Homeowner's exemption | $420,000 Land $98,800 Building $321,200 | $420,000 Land $98,800 Building $321,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4990 Flossie Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4990 Flossie Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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