4971 Flossie Ave, Frederick, MD 21703 Property Records

Frederick County property record for 4971 Flossie Ave, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,253 sqft · built 1979
Lot Size1.36 acres (59,677 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Aug 2014)
Tax Bill$4,986 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN23-439808

Property Details

APN / Parcel Number

Primary APN23-439808
Alternative APN
  • 439808

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,253 sqft Living Area
1st Floor Area1,653 sqft
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area59,677 sqft
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area192 sqft
Deck Area362 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number439808
Street Address4971 FLOSSIE AVE
CityFREDERICK
StateMD
Zip21703-6907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 103 BLK C SECT 3 FLOSSIE AVE MT ZION ESTATES
Legal SubdivisionZION ESTATES
Legal BlockC
Legal Lot Number103
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group3
Census Block3025
Census Tract752602

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4971 FLOSSIE AVE, FREDERICK, MD 21703-6907
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2014 · Amount on Record
Deed SaleAug 20, 2014 · Amount on Record
Prior SaleSep 19, 1990 · Amount on Record
Deed Book / Page10174 / 41
Prior Transfer DateSep 22, 2009
Prior Transfer Doc0075290296
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4971 FLOSSIE AVE, FREDERICK, MD 21703-6907
Transaction TypeMortgage
Record UpdatedJun 8, 2021
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address4971 FLOSSIE AVE, FREDERICK, MD 21703-6907

Mortgage

Document Number0141750075
DateOct 15, 2020
Book Page14175/75
Lender
NameTRUIST BANK
TypeBank
AddressBALTIMORE, MD 21202
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4971 FLOSSIE AVE, FREDERICK, MD 21703-6907
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4971 FLOSSIE AVE, FREDERICK, MD 21703-6907

Mortgage

Document Number0140980450
DateSep 23, 2020
Book Page14098/450
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$428,000 (+5.74%) Land $92,300 Building $335,700$428,000 (-) Land $92,300 Building $335,700
2025$4,986.00 (+5.88%) Homeowner's exemption$404,767 (+12.97%)$428,000 (+19.45%) Land $92,300 Building $335,700
2024$4,709.00 (+8.33%)
2023$4,347.00 Homeowner's exemption$358,300 Land $92,300 Building $266,000$358,300 Land $92,300 Building $266,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimNov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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