499 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 499 Prospect St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,779 sqft · built 1965
Lot Size	0.158 acres (6,874 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Jan 2020)
Tax Bill	$15,535 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-04800-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`16-04800-0000-00020`
Alternative APN	`1600228000000045`

Interior

Building Area	1,779 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	6,874 sqft (0.158 acres)
Lot Dimensions	125 ft deep x 55 ft wide

Location & Zoning

Old Parcel Number	1600228000000045
Street Address	499 PROSPECT ST
City	NUTLEY
State	NJ
Zip	07110-2253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	55X125
Legal Block	4800
Legal Lot Number	20
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	1
Census Block	1001
Census Tract	13800

Owner

499 Prospect St is owned and occupied by two individuals who bought it in January 2020.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	499 PROSPECT ST, NUTLEY, NJ 07110-2253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST ALLIANCE HOME MORTGAGE LLC
Jan 9, 2020	Grant Deed, Transfer · Conventional with PMI FIRST ALLIANCE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2020 · Amount on File
Deed Sale	Jan 9, 2020 · Amount on File
Prior Sale	Dec 31, 2007 · Amount on File
Deed Document Number	202020003138
Prior Transfer Date	May 28, 2003
Prior Transfer Doc	0007151434
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	499 PROSPECT ST, NUTLEY, NJ 07110-2253
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	ALL JERSEY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048449
Date	May 16, 2022
Instrument	2022048449

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	332 Months
Due	Jan 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 9, 2020
Property Address	499 PROSPECT ST, NUTLEY, NJ 07110-2253
Document Number	0000003138
Instrument Date	Dec 13, 2019
Instrument	3138
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	ALL JERSEY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	499 PROSPECT ST NUTLEY NJ 071102253, NUTLEY, NJ 07110-2253

Mortgage

Document Number	3144
Date	Jan 9, 2020
Instrument	3144

Lender

Name	FIRST ALLIANCE HM MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 499 Prospect St was $15,535, up 2.5% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,600 (-) Land $223,400 Building $352,200	$575,600 (-) Land $223,400 Building $352,200
2025	$15,535.00 (+2.55%)	$575,600 Land $223,400 Building $352,200	$575,600 Land $223,400 Building $352,200
2024	$15,149.00
2023		$575,600 Land $223,400 Building $352,200	$575,600 Land $223,400 Building $352,200
2022	$16,097.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 499 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 499 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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