Essex County and Nutley Township property record for 489 Prospect St, Nutley, NJ 07110 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,454 sqft · built 1905 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $940,000 (Dec 2022) |
| Tax Bill | $21,873 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-04800-0000-00021 |
| Primary APN | 16-04800-0000-00021 |
|---|---|
| Alternative APN |
|
| Building Area | 3,454 sqft Living Area |
|---|
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Lot Area | 19,998 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Old Parcel Number | 1600228000000047 |
|---|---|
| Street Address | 489 PROSPECT ST |
| City | NUTLEY |
| State | NJ |
| Zip | 07110-2253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X200 |
| Legal Block | 4800 |
| Legal Lot Number | 21 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NUTLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13800 |
Source: Essex County and Nutley Township records · APN 16-04800-0000-00021
Assessment roll updated July 2, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 489 PROSPECT ST, NUTLEY, NJ 07110-2253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Aug 27, 2021 | Deed of Trust, Mortgage · Line of Credit PROPONENT FCU |
| Jul 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PROPONENT FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2022 · Amount on Record |
| Deed Sale | Dec 28, 2022 · Amount on Record |
| Deed Document Number | 2022109683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 28, 2022 |
| Property Address | 489 PROSPECT ST, NUTLEY, NJ 07110-2253 |
| Document Number | 0000109683 |
| Instrument Date | Dec 01, 2022 |
| Instrument | 2022109683 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6430 GENTRY CIR APT 103, 103, CLEMMONS, NC 27012-9827 |
| Name | Verified Name |
|---|---|
| Address | 489 PROSPECT ST, NUTLEY, NJ 07110-2253 |
| Document Number | 0000109684 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 2022109684 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 489 PROSPECT ST, NUTLEY, NJ 07110-2253 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021106402 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021106402 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 489 PROSPECT ST, NUTLEY, NJ 07110-2253 |
| Document Number | 0000066646 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 489 PROSPECT ST NUTLEY NJ 071102253, NUTLEY, NJ 07110-2253 |
| Document Number | 0000066646 |
|---|---|
| Date | Aug 01, 2018 |
| Instrument | 66646 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2048 |
Source: Essex County and Nutley Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Nutley Township |
| Unified School District | Nutley Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $808,200 (-0.27%) Land $306,000 Building $502,200 | $808,200 (-0.27%) Land $306,000 Building $502,200 | |
| 2025 | $21,873.00 (+2.55%) | $810,400 (+1.81%) Land $306,000 Building $504,400 | $810,400 (+1.81%) Land $306,000 Building $504,400 |
| 2024 | $21,329.00 (-2.5%) | ||
| 2023 | $796,000 Land $306,000 Building $490,000 | $796,000 Land $306,000 Building $490,000 | |
| 2022 | $21,877.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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