499 Pepperstone Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 499 Pepperstone Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,206 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$283,000 (Sep 2019)
Tax Bill	$4,779 (2026)
Deeds & Mortgages	Apr 2024 Transfer Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`403K001`

Property Details

APN / Parcel Number

Primary APN	`403K001`
Alternative APN	`6189131`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,206 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	499 PEPPERSTONE DR
City	SALISBURY
State	NC
Zip	28146-0008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L37 .25AC
Legal Subdivision	THE GABLES AT KEPLAEY FARM
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	3
Census Block	3063
Census Tract	50202

Owner

499 Pepperstone Dr is owned and occupied by an individual who acquired it in April 2024.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	499 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Intrafamily Transfer, Transfer
Sep 12, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on File
Deed Sale	Sep 12, 2019 · Amount on File
Deed Book / Page	1334 / 429
Last Transfer Date	Apr 5, 2024
Transfer Doc	0014400081
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Apr 8, 2024
Property Address	499 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Document Number	0014400081
Book / Page	1440 / 81
Map Reference	MB 9995 PG 8469
Instrument Date	Apr 5, 2024
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	499 PEPPERSTONE DR, SALISBURY, NC 28146-0008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 PEPPERSTONE DR, SALISBURY, NC 28146-0008

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 12, 2019
Property Address	499 PEPPERSTONE DR, SALISBURY, NC 28146-0008
Document Number	0013340429
Book / Page	1334 / 0429
Map Reference	MAP 9995 PG 8469
Instrument Date	Sep 6, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$566.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 W RIDGE RD, 630, SALISBURY, NC 28147-8759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 PEPPERSTONE DR, SALISBURY, NC 28146-0008

Mortgage

Document Number	13340430
Date	Sep 12, 2019
Instrument	1334/0430

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 499 Pepperstone Dr was $4,779.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,779.00	$399,585 (-) Land $34,000 Building $365,585	$399,585 Land $34,000 Building $365,585
2025	$4,779.00	$399,585 Land $34,000 Building $365,585
2023	$4,779.00	$399,585 Land $34,000 Building $365,585	$399,585 Land $34,000 Building $365,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 499 Pepperstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 499 Pepperstone Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKDALE DEVELOPMENT serves 81 people · EPA ID NC2013008
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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