499 Mountain Rd, Cheshire, CT 06410 Property Records

Cheshire Town property record for 499 Mountain Rd, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,305 sqft · built 1965
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Mar 2023)
Tax Bill	$8,153 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`CHES M:62 B:7 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:62 B:7 L`
Alternative APNs	`CSHR M:62 B:7 L` `614700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
Gross Area	1,914 sqft
Basement Area	1,305 sqft
Unfinished Basement	653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	614700
Street Address	499 MOUNTAIN RD
City	CHESHIRE
State	CT
Zip	06410-3061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	7
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	4
Census Block	4014
Census Tract	343400

Owner

499 Mountain Rd is owned and occupied by two individuals who bought it in March 2023.

Source: Cheshire Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	499 MOUNTAIN RD, CHESHIRE, CT 06410-3061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 6, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023 · Amount on File
Deed Sale	Mar 6, 2023 · Amount on File
Deed Document Number	2023555
Deed Book / Page	3165 / 249
Prior Transfer Date	Feb 23, 2023
Prior Transfer Doc	003165-247
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Mar 6, 2023
Property Address	499 MOUNTAIN RD, CHESHIRE, CT 06410-3061
Document Number	003165-249
Book / Page	3165 / 249
Instrument Date	Mar 2, 2023
Instrument	2023000555
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2023000556
Date	Mar 6, 2023
Instrument	2023000556

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Mar 6, 2023
Property Address	499 MOUNTAIN RD, CHESHIRE, CT 06410-3061
Document Number	003165-247
Book / Page	3165 / 247
Instrument Date	Feb 23, 2023
Instrument	2023000554
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

The 2026 property tax bill for 499 Mountain Rd was $8,153, up 5.4% from the year before.

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,153.00 (+5.44%)	$259,980 (-) Land $61,880 Building $198,100	$457,707 (+151.51%)
2025	$7,732.00	$259,980 Land $61,880 Building $198,100	$181,986 Land $43,316 Building $138,670
2024	$7,732.00 (+39.24%)
2023	$5,553.00 (+2.25%)	$158,240 (-) Land $41,990 Building $116,250
2022	$5,431.00	$158,240 Land $41,990 Building $116,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 499 Mountain Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 499 Mountain Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 96% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GoNetspeed, T-Mobile.

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