463 Mountain Rd, Cheshire, CT 06410 Property Records

Cheshire Town property record for 463 Mountain Rd, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,473 sqft · built 1963
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Jul 2013)
Tax Bill	$7,977 (2026)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:62 B:12 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:62 B:12 L`
Alternative APNs	`CSHR M:62 B:12 L` `615200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,473 sqft Living Area
Basement Area	1,305 sqft
Unfinished Basement	765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	615200
Street Address	463 MOUNTAIN RD
City	CHESHIRE
State	CT
Zip	06410-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	12
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	4
Census Block	4014
Census Tract	343400

Owner

463 Mountain Rd is owned and occupied by two individuals who acquired it in March 2021.

Source: Cheshire Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	463 MOUNTAIN RD, CHESHIRE, CT 06410-3000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Oct 20, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Jan 30, 2019	Deed of Trust, Mortgage · Balloon Mortgage SIKORSKY FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2013 · Amount on File
Deed Sale	Jul 31, 2013 · Amount on File
Prior Sale	Sep 16, 2009 · Amount on File
Deed Book / Page	2601 / 84
Last Transfer Date	Mar 30, 2021
Transfer Doc	003085-293
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESHIRE CT
Recording Date	Oct 20, 2021
Property Address	463 MOUNTAIN RD, CHESHIRE, CT 06410-3000
Document Number	003085-293
Book / Page	3085 / 293
Instrument Date	Mar 30, 2021
Instrument	2021005097
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 MOUNTAIN RD, CHESHIRE, CT 06410-3000

Mortgage

Document Number	2021005098
Date	Oct 20, 2021
Instrument	2021005098

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESHIRE CT
Recording Date	Oct 20, 2021
Property Address	463 MOUNTAIN RD, CHESHIRE, CT 06410-3000
Document Number	3085-293
Book / Page	3085 / 293
Instrument Date	Mar 30, 2021
Instrument	2021005097
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 MOUNTAIN RD, CHESHIRE, CT 06410-3000

Mortgage

Document Number	3085-296
Date	Oct 20, 2021
Book Page	3085/296
Instrument	2021005098

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	463 MOUNTAIN RD, CHESHIRE, CT 06410-3000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2884-116
Date	Jan 30, 2019
Book Page	2884/116
Instrument	2019000241

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Type Change Date	Feb 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 463 Mountain Rd was $7,977.

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,977.00	$254,380 (-) Land $67,830 Building $186,550	$463,755 (+160.44%)
2025		$254,380 Land $67,830 Building $186,550	$178,066 Land $47,481 Building $130,585
2024	$7,565.00 (+25.71%)
2023	$6,018.00 (+2.24%)	$171,490 (-) Land $67,830 Building $103,660
2022	$5,886.00	$171,490 Land $67,830 Building $103,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 463 Mountain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 463 Mountain Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 96% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GoNetspeed, T-Mobile.

Nearby Properties on Mountain Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures