499 Monaco K, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 499 Monaco K, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 720 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Sep 2026)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	Sep 2026 Sale Feb 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-011-4990`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-011-4990`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	726 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
View / Lot	Parking
Porch	Slab
Porch Area	108 sqft

Location & Zoning

Street Address	499 MONACO K
City	DELRAY BEACH
State	FL
Zip	33446-1448
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO K COND PAR 499 -
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	MONACO B THRU P CONDO
Legal Block	11
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5939

Owner

Source: Palm Beach County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 SALISBURY E, WEST PALM BEACH, FL 33417-1953
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer BLUELINE TITLE COMPANY LLC, BLUELINE TITLE
Feb 28, 2023	Deed of Trust, Mortgage · Construction Mortgage JM OCALA INVESTMENTS LLC
Jul 19, 2022	Warranty Deed, Transfer HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC
Jul 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SHAMIR SHIRAZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Jul 19, 2022 · Amount on Record
Deed Document Number	2026336772
Deed Book / Page	36792 / 1938
Prior Transfer Date	Sep 9, 2026
Prior Transfer Doc	0000336772
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 15, 2026
Property Address	499 MONACO K, DELRAY BEACH, FL 33446-1448
Document Number	0000336772
Book / Page	36792 / 1938
Instrument Date	Sep 9, 2026
Instrument	2026336772
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	BLUELINE TITLE COMPANY LLC, BLUELINE TITLE

Transaction

Amount	Amount Recorded
Tax	$45,955.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	101 SALISBURY E, WEST PALM BEACH, FL 33417-1953

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	499 MONACO K, DELRAY BEACH, FL 33446-1448
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 MONACO K, WEST DELRAY BEACH, FL 33446-1448

Mortgage

Document Number	0341451279
Date	Feb 28, 2023
Book Page	34145/1279
Instrument	20230065462

Lender

Name	JM OCALA INVESTMENTS LLC
Type	Non-Lending Institution
Address	OCALA, FL 34471

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 19, 2022
Property Address	499 MONACO K, DELRAY BEACH, FL 33446-1448
Document Number	0337101435
Book / Page	33710 / 1435
Map Reference	MB 2340 PG 1647
Instrument Date	Jul 11, 2022
Instrument	20220302648
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 GLEN ST, 10, BRANFORD, CT 06405-4815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 MONACO K, DELRAY BEACH, FL 33446-1448

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 9, 2019
Property Address	499 MONACO K, DELRAY BEACH, FL 33446-1448
Document Number	0307381288
Book / Page	030738 / 001288
Instrument Date	Jul 9, 2019
Instrument	250890
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 GLEN ST BRANFORD CT 064054815, BRANFORD, CT 06405-4815

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	499 MONACO K, DELRAY BEACH, FL 33446-1448
Document Number	0305380097
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 MONACO K DELRAY BEACH FL 334461448, DELRAY BEACH, FL 33446-1448

Mortgage

Document Number	0305380097
Date	Apr 12, 2019
Book Page	030538/000097
Instrument	129151

Lender

Name	SHAMIR SHIRAZ
Address	610 EDGEBROOK LN, WEST PALM BEACH, FL 33411-5301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	12%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,265.00 (-12.94%)	$61,521 (-16.26%)	$61,521 (-16.26%) Building $61,521
2023	$1,453.00 (+29.5%)	$73,466 (+28.72%) Building $73,466	$73,466 (+28.72%) Building $73,466
2022	$1,122.00	$57,076 Building $57,076	$57,076 Building $57,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	152 units insured incl. 48 condo units
Nearby Flood Claims	62 (1979–2025)
Claims Outside the SFHA	43 of 62
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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