497 Monaco K, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 497 Monaco K, Delray Beach, FL 33446

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 880 sqft · built 1974
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Aug 2020)
Tax Bill$1,720 (2025)
Deeds & MortgagesAug 2020 Sale
Flood ZoneZone X (minimal risk)
APN00-42-46-22-08-011-4970

Property Details

APN / Parcel Number

Primary APN00-42-46-22-08-011-4970

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area880 sqft Living Area
Gross Area988 sqft

Exterior

Year BuiltBuilt 1974
Construction TypeConcrete Block
Lot Area43,560 sqft (1 acres)
PorchFinished/Screened Porch
Porch Area108 sqft

Location & Zoning

Street Address497 MONACO K
CityDELRAY BEACH
StateFL
Zip33446-1427
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionKINGS POINT MONACO K COND PAR 497
Legal Range42E
Legal Township46S
Legal Section22
Legal SubdivisionKINGS POINT MONACO COND
Legal Block11
Legal Unit497
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1002
Census Tract5940

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address869 SECOND AVE, FRANKLIN SQUARE, NY 11010-1923
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2020 · Amount on Record
Deed SaleAug 10, 2020 · Amount on Record
Prior SaleApr 28, 2020 · Amount on Record
Deed Document Number20200285794
Deed Book / Page31640 / 285
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateAug 10, 2020
Property Address497 MONACO K, DELRAY BEACH, FL 33446-1427
Document Number0316400285
Book / Page031640 / 000285
Instrument DateJul 29, 2020
Instrument285794
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyNU WORLD TITLE AND SETTLEMENT SV, NU WORLD TITLE & SETTLEMENT SV

Transaction

AmountAmount Recorded
Tax$770.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address869 SECONDAVE FRANKLIN SQUARE NY 11010, FRANKLIN SQUARE, NY 11010

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,720.00 (-1.32%)$89,407 (-21.13%) Building $89,407$89,407 (-21.13%) Building $89,407
2023$1,743.00 (+12.23%)$113,363 (+25.58%) Building $113,363$113,363 (+25.58%) Building $113,363
2022$1,553.00$90,273 Building $90,273$90,273 Building $90,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims7 (1979–2017)
Claims Outside the SFHA5 of 7
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Blue Stream
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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