499 Main St, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 499 Main St, Harwich, MA 02645 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,341 sqft · built 1850
Lot Size	0.671 acres (29,215 sqft)
Owner	2 Individual Names on File
Last Sale	$84,000 (Jun 1993)
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HARW M:48 P:T7-1`

Property Details

APN / Parcel Number

Primary APN	`HARW M:48 P:T7-1`
Alternative APNs	`M:00048 B:T007 L:001` `16099`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,341 sqft Living Area
Gross Area	1,853 sqft
1st Floor Area	1,099 sqft
Basement Area	484 sqft
Unfinished Basement	484 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,215 sqft (0.671 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	16099
Street Address	499 MAIN ST
City	HARWICH
State	MA
Zip	02645-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	4
Census Block	4059
Census Tract	11002

Owner

Source: Barnstable County and Harwich Town records · APN HARW M:48 P:T7-1

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	499 MAIN ST, HARWICH, MA 02645-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 1993 · Amount on Record
Deed Sale	Jun 29, 1993 · Amount on Record
Prior Sale	Apr 15, 1993 · Amount on Record
Deed Book / Page	8652 / 198
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	499 MAIN ST, HARWICH, MA 02645-2414
Transaction Type	Mortgage
Record Updated	May 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34028-304
Date	Apr 20, 2021
Book Page	34028/304
Instrument	26868

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,717.00 (+3.82%)	$459,700 (+5.92%) Land $172,100 Building $287,600	$570,475
2024	$2,617.00 (+4.14%)	$434,000 (+14.69%) Land $162,400 Building $271,600
2023	$2,513.00	$378,400 Land $147,600 Building $230,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.