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498 Main St, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 498 Main St, Harwich, MA 02645 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,488 sqft · built 2006
Lot Size0.818 acres (35,640 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Mar 2012)
Tax Bill$5,195 (2025)
Deeds & MortgagesFeb 2021 Refinance
Nov 2019 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNHARW M:48 P:P11

Property Details

APN / Parcel Number

Primary APNHARW M:48 P:P11
Alternative APNs
  • M:00048 B:P011 L:000
  • 4724

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,488 sqft Living Area
Gross Area4,779 sqft
1st Floor Area1,213 sqft
Basement Area1,248 sqft
Unfinished Basement1,213 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area35,640 sqft (0.818 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4724
Street Address498 MAIN ST
CityHARWICH
StateMA
Zip02645-2417
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionHARWICH MA
Township / Civil DivisionHARWICH
Census Block Group4
Census Block4057
Census Tract11002

Owner

Source: Barnstable County and Harwich Town records · APN HARW M:48 P:P11

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address498 MAIN ST, HARWICH, MA 02645-2417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
POLI MORTGAGE GROUP INC
Nov 04, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST CITIZENS FCU
Jul 27, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
POLI MORTGAGE GROUP INC
Feb 19, 2020Deed of Trust, Mortgage · Balloon Mortgage
FIRST CITIZENS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2012 · Amount on Record
Deed SaleMar 02, 2012 · Amount on Record
Prior SaleFeb 24, 2012 · Amount on Record
Deed Book / Page26127 / 145
Transfer Doc2132000126
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address498 MAIN ST, HARWICH, MA 02645-2417
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number033827-141
DateFeb 25, 2021
Book Page33827/141
Instrument13176
Lender
NamePOLI MORTGAGE GROUP INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address498 MAIN ST, HARWICH, MA 02645-2417
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032441-55
DateNov 04, 2019
Book Page32441/55
Instrument55157
Lender
NameFIRST CITIZENS FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueDec 01, 2034

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address498 MAIN ST, HARWICH, MA 02645-2417
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number033101-244
DateJul 27, 2020
Book Page33101/244
Instrument36870
Lender
NamePOLI MORTGAGE GROUP INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 01, 2035

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address498 MAIN ST, HARWICH, MA 02645-2417
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00032698-8
DateFeb 19, 2020
Book Page32698/8
Instrument8359
Lender
NameFIRST CITIZENS FCU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionHarwich Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,195.00 (+9.48%)$879,100 (+11.72%) Land $182,100 Building $697,000$772,160
2024$4,745.00 (+4.38%)$786,900 (+14.94%) Land $171,800 Building $615,100
2023$4,546.00$684,600 Land $156,100 Building $528,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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