Clay County property record for 499 Griffin St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,238 sqft · built 1940 |
| Lot Size | 0.258 acres (11,246 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $399 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082D415B 0070300 |
| Primary APN | 082D415B 0070300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,238 sqft Finished Area |
| 1st Floor Area | 1,204 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 11,246 sqft |
| Street Address | 499 GRIFFIN ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT IN NE COR LOT 10 BLK 75 W3 DB 390/973 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 15 |
| Legal Subdivision | A L GOODMAN MAP AND SURVEY |
| Legal Block | 75 |
| Legal Lot Number | 10 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 499 GRIFFIN ST, WEST POINT, MS 39773-2868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage RENASANT BANK |
| Jan 18, 2018 | Deed of Trust, Mortgage RENASANT BANK |
| Nov 16, 2021 | Warranty Deed, Transfer |
| Oct 31, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 |
| Deed Sale | Dec 30, 2021 |
| Prior Sale | Oct 31, 2018 |
| Deed Document Number | 20216172 |
| Deed Book / Page | 309 / 973 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 499 GRIFFIN ST, WEST POINT, MS 39773-2868 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000539/194 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 539/194 |
| Instrument | 2021006173 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 499 GRIFFIN ST, WEST POINT, MS 39773-2868 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000500/648 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 500/648 |
| Instrument | 2018000185 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38804 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 5, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Nov 16, 2021 |
| Property Address | 499 GRIFFIN ST, WEST POINT, MS 39773-2868 |
| Document Number | 000309/973 |
| Book / Page | 309 / 973 |
| Map Reference | DB 147 PG 140 |
| Instrument Date | Nov 13, 2021 |
| Instrument | 2021006172 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1506 E AVENUE R7, PALMDALE, CA 93550-6922 |
| Name | Verified Name |
|---|---|
| Address | 499 GRIFFIN ST, WEST POINT, MS 39773-2868 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Oct 31, 2018 |
| Property Address | 499 GRIFFIN ST, WEST POINT, MS 39773-2868 |
| Document Number | 000299/789 |
| Book / Page | 299 / 789 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 2018005877 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 71 ELM CREST CV, WEST POINT, MS 39773-3972 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399.00 (-55.02%) | $6,991 (-) Land $1,187 Building $5,804 | $46,607 (-) Land $7,912 Building $38,695 |
| 2024 | $6,991 (+17.85%) Land $1,187 Building $5,804 | $46,607 (+17.86%) Land $7,912 Building $38,695 | |
| 2023 | $887.00 (+1.03%) | $5,932 Land $1,187 Building $4,745 | $39,545 Land $7,912 Building $31,633 |
| 2022 | $878.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 7 (1994–2011) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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