Clay County property record for 427 Griffin St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,158 sqft · built 2006 |
| Lot Size | 0.315 acres (13,726 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $564 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 082D415B 0160000 |
| Primary APN | 082D415B 0160000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,158 sqft Finished Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 13,726 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 427 GRIFFIN ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 1 BLK 85 W 3 DB 319/291 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 15 |
| Legal Subdivision | WARD 2 |
| Legal Block | 85 |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
427 Griffin St is owned by two individuals who acquired it in May 2024.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26788 E MAIN ST, WEST POINT, MS 39773-7545 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Nov 18, 2021 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2024 |
| Deed Sale | May 7, 2024 |
| Deed Document Number | 20241763 |
| Deed Book / Page | 319 / 291 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 427 GRIFFIN ST, WEST POINT, MS 39773-2807 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 26788 E MAIN ST, WEST POINT, MS 39773-7545 |
| Document Number | 0LM576/861 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | LM 576/861 |
| Instrument | 2025006061 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Nov 18, 2021 |
| Property Address | 427 GRIFFIN ST, WEST POINT, MS 39773-2807 |
| Document Number | 00309/1000 |
| Book / Page | 309 / 1000 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021006204 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 BEATTIE PL STE 300, 300, GREENVILLE, SC 29601-2138 |
| Name | Verified Name |
|---|---|
| Address | 3380 LA SIERRA AVE, RIVERSIDE, CA 92503-5271 |
The 2025 property tax bill for 427 Griffin St was $564.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $564.00 | $10,069 (+1.29%) Land $1,541 Building $8,528 | $67,128 (+1.29%) Land $10,272 Building $56,856 |
| 2024 | $9,941 (+17.7%) Land $1,541 Building $8,400 | $66,270 (+17.7%) Land $10,272 Building $55,998 | |
| 2023 | $1,264.00 (+0.88%) Additional exemption filed | $8,446 Land $1,541 Building $6,905 | $56,306 Land $10,272 Building $46,034 |
| 2022 | $1,253.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Griffin St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 7 (1994–2011) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Griffin St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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