499 E Sawgrass Trl, Dakota Dunes (North Sioux City), SD 57049 Property Records

Union County property record for 499 E Sawgrass Trl, Dakota Dunes, SD 57049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,418 sqft · built 2004
Lot Size	0.296 acres (12,894 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Feb 2021)
Tax Bill	$6,880 (2026)
Deeds & Mortgages	Nov 2017 Line of Credit Aug 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23.GC.02.1012`

Property Details

APN / Parcel Number

Primary APN	`23.GC.02.1012`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	2,418 sqft Living Area
Basement Area	1,202 sqft
Finished Basement	1,202 sqft
Flooring	Brick
Interior Walls	Brick
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,894 sqft (0.296 acres)
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	499 E SAWGRASS TRL
City	NORTH SIOUX CITY
State	SD
Zip	57049-5269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 OF DAK DUNES GOLF COURSE 2ND ADD .296A
Legal Subdivision	GOLF COURSE 2ND ADD
Legal Lot Number	12
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2017
Census Tract	20301

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	499 E SAWGRASS TRL, NORTH SIOUX CITY, SD 57049-5269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 27, 2025	Intrafamily Transfer, Transfer
Feb 22, 2021	Warranty Deed, Transfer · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Deed Document Number	2021869
Deed Book / Page	111 / 102
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	499 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5269
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00170/0855
Date	Nov 15, 2017
Book Page	170/0855
Instrument	174573

Lender

Name	US BANK NA
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION SD
Recording Date	Aug 27, 2025
Property Address	499 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5269
Document Number	000115/526
Book / Page	115 / 526
Instrument Date	Aug 21, 2025
Instrument	251987
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	499 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5269

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Feb 22, 2021
Property Address	499 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5269
Document Number	000111/102
Book / Page	111 / 102
Instrument Date	Feb 16, 2021
Instrument	210869
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 SPANISH BAY, DAKOTA DUNES, SD 57049-5447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5269

Mortgage

Document Number	0000178184
Date	Feb 22, 2021
Instrument	178/184

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,880.00 (+0.01%)	$436,252 (-) Land $56,410 Building $379,842
2025	$6,879.00 (+1.15%)	$436,252 (-) Land $56,410 Building $379,842
2024	$6,801.00 (-0.63%)
2023	$6,844.00 (+11.72%)	$436,252 Land $56,410 Building $379,842
2022	$6,126.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 60% of South Dakota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
ImOn Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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