451 E Sawgrass Trl, Dakota Dunes (North Sioux City), SD 57049 Property Records

Union County property record for 451 E Sawgrass Trl, Dakota Dunes, SD 57049

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,788 sqft · built 2007
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Sep 2023)
Tax Bill	$6,856 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2024 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`23.GC.02.1006`

Property Details

APN / Parcel Number

Primary APN	`23.GC.02.1006`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,788 sqft Living Area
Basement Area	1,212 sqft
Finished Basement	1,212 sqft
Flooring	Stone
Interior Walls	Stone
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	772 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	451 E SAWGRASS TRL
City	NORTH SIOUX CITY
State	SD
Zip	57049-5269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 OF DAK DUNES GOLF COURSE 2ND ADD .290A
Legal Subdivision	GOLF COURSE 2ND ADD
Legal Lot Number	6
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2017
Census Tract	20301

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 E SAWGRASS TRL, NORTH SIOUX CITY, SD 57049-5269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU
Jan 9, 2024	Warranty Deed, Transfer
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Oct 24, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Jul 16, 2020 · Amount on Record
Prior Transfer Date	Oct 16, 2017
Prior Transfer Doc	00107/0565
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	451 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5269
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000184/72
Date	Mar 8, 2024
Book Page	184/72
Instrument	240380

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	3000 PLAZA DR, SOUTH SIOUX CITY, NE 68776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Margin	3
Max Rate	11.8%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Jan 9, 2024
Property Address	451 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5269
Document Number	0000114/17
Book / Page	114 / 17
Instrument Date	Sep 19, 2023
Instrument	240053
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	223 N WASHINGTON ST, VERMILLION, SD 57069-2035

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Jul 16, 2020
Property Address	451 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5269
Document Number	000110/391
Book / Page	110 / 391
Instrument Date	Jul 9, 2020
Instrument	203259
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 5326, SIOUX CITY, IA 51102-5326

Mortgage

Document Number	0000176765
Date	Jul 16, 2020
Instrument	176/765

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION SD
Recording Date	Oct 24, 2017
Property Address	451 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5269
Document Number	00107/0565
Book / Page	107 / 0565
Instrument Date	Oct 16, 2017
Instrument	174207
Transaction Type	Foreclosure
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,856.00	$434,770 (-) Land $55,266 Building $379,504
2025	$6,856.00 (+1.15%)	$434,770 (-) Land $55,266 Building $379,504
2024	$6,778.00 (-0.62%)
2023	$6,820.00 (+11.69%)	$434,770 Land $55,266 Building $379,504
2022	$6,106.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 60% of South Dakota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
ImOn Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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