Stephens County property record for 499 Cedar Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,110 sqft · built 1974 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $63,500 (Feb 1989) |
| Tax Bill | $1,087 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032B 138 |
| Primary APN | 032B 138 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,110 sqft Heated Area |
| Basement Area | 525 sqft |
| Finished Basement | 525 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.419 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 216 sqft |
| Porch | Porch |
| Porch Area | 432 sqft |
| Utility Building | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 793400 |
|---|---|
| Old Parcel Number | 032B 138 |
| Street Address | 499 CEDAR LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 184 MEADOWBROOK S/D |
| Legal Subdivision | MEADOWBROOK |
| Legal Lot Number | 184 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970302 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 499 CEDAR LN, TOCCOA, GA 30577-6163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 1989 · Amount on Record |
| Deed Sale | Feb 17, 1989 · Amount on Record |
| Deed Document Number | 0000021958 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 499 CEDAR LN, TOCCOA, GA 30577-6163 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 499 CEDAR LN, TOCCOA, GA 30577-6163 |
| Document Number | 0014330000000285 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 0000001433/0000000285 |
| Instrument | 2025003898 |
| Name | REGIONS BANK |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2036 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,087.00 (+105.09%) Homeowner's exemption Senior Citizen's exemption | $72,621 (+63.67%) Land $2,472 Building $70,149 | $181,551 (+63.67%) Land $6,179 Building $175,372 |
| 2023 | $530.00 (-64.26%) Homeowner's exemption | $44,370 (+5.82%) Land $2,472 Building $41,898 | $110,924 (+5.82%) Land $6,179 Building $104,745 |
| 2022 | $1,483.00 Homeowner's exemption | $41,929 Land $2,472 Building $39,457 | $104,822 Land $6,179 Building $98,643 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Oct 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
May also be available: Point Broadband, T-Mobile, Windstream.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures