432 Cedar Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 432 Cedar Ln, Toccoa, GA 30577 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,837 sqft Heated Area
Lot Size	16,117 sqft (0.369 acres)
Occupancy	Owner Occupied
Last Sale	$200,000 (2024)
Tax Bill	$2,848.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`032B 126`
Alternative APN	`786050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,837 sqft Heated Area
Basement Area	550 sqft Basement
Finished Basement	550 sqft Finished
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Architectural Style	Ranch Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	16,117 sqft (0.369 acres)
Garage Type	Carport Garage
Carport	Carport
Carport Area	228 sqft Carport
Patio Area	320 sqft Patio
Topography	Gentle Slope Topography
Utility Building	128 sqft Utility Building

Utilities and HVAC

Heating Fuel	Gas Heating Fuel
Water Source	Commercial Water Source

Location & Zoning

Account Number	786050
Old Parcel Number	032B 126
Street Address	432 CEDAR LN
City	TOCCOA
State	GA
Zip	30577-6165
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 157 MEADOWBROOK S/D
Legal Subdivision	MEADOWBROOK
Legal Lot Number	157
Jurisdiction	STEPHENS GA
Minor Civil Division	TOCCOA
Census Blockgroup	2
Census Block	2002
Census Tract	970302

Owner

Source: Stephens County records · APN 032B 126

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	432 CEDAR LN, TOCCOA, GA 30577-6165
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Deed Doc Number	0001358311
Deed Book / Page	1358 / 311
Record Refreshed	Jun 08, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 28, 2024
Property Address	432 CEDAR LN, TOCCOA, GA 30577-6165
Document Number	0013580311
Book / Page	1358 / 311
Instrument Date	Feb 23, 2024
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 CEDAR LN, TOCCOA, GA 30577-6165

Mortgage

Document Number	0001358314
Date	Feb 28, 2024
Instrument	1358/314

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,848.00 (+117.74%)	$81,642 (+120.67%) Land $2,344 Building $79,298	$204,104 (+120.67%) Land $5,859 Building $198,245
2023	$1,308.00 (+6.08%)	$36,998 (+6.07%) Land $2,344 Building $34,654	$92,493 (+6.06%) Land $5,859 Building $86,634
2022	$1,233.00	$34,882 Land $2,344 Building $32,538	$87,205 Land $5,859 Building $81,346

Flood & Wildfire

432 Cedar Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Stephens County (13257C), updated September 26, 2008

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.