4989 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 4989 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,430 sqft · built 2002
Lot Size	0.573 acres (25,003 sqft)
Owner	Individual Name on Record
Tax Bill	$6,762 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`74-14-433-0036-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-433-0036-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	4,430 sqft Living Area

Exterior

Year Built	Built 2002
Lot Area	25,003 sqft (0.573 acres)
Lot Dimensions	500 ft deep x 50 ft wide
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74144330036000
Street Address	4989 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 152 EXC W 5 FT THEREOF SUP ROY T GILBERTS PLAT NO 1 PCS 196, 732, 197 & 190 T2N R16E
Legal Subdivision	SUPRVRS ROY T GILBERTS 1-CLAY
Legal Lot Number	152
Legal Unit	152
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2002
Census Tract	647000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4989 POINTE TREMBLE RD, ALGONAC, MI 48001-4361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 24, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 24, 2022
Transfer Doc	0005491427
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4989 POINTE TREMBLE RD, ALGONAC, MI 48001-4361
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	GREATER MACOMB TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4989 POINTE TREMBLE RD, ALGONAC, MI 48001-4361

Mortgage

Document Number	0005512655
Date	Apr 19, 2022
Book Page	5512/655
Instrument	2022010076

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 24, 2022
Property Address	4989 POINTE TREMBLE RD, ALGONAC, MI 48001-4361
Document Number	0005491427
Book / Page	5491 / 427
Map Reference	LB 48 PG 24
Instrument Date	Feb 14, 2022
Instrument	2022004618
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4989 POINTE TREMBLE RD, ALGONAC, MI 48001-4361

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$343,500 (+17.12%)
2024	$6,762.00 (+8.91%)		$687,000 (+17.12%)
2023		$293,300
2022	$6,209.00		$586,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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