St. Clair County property record for 4979 Pointe Tremble Rd, Algonac, MI 48001 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1940 |
| Square Footage | 2,047 sqft Living Area |
| Lot Size | 24,481 sqft (0.562 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $584,900 (2026) |
| Tax Bill | $3,984.00 (2025) |
| Primary APN | 74-14-433-0039-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,047 sqft Living Area |
| 1st Floor | 1,228 sqft 1st Floor |
| Basement Area | 1,228 sqft Basement |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 24,481 sqft (0.562 acres) |
| Depth X Width | 490 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4979 POINTE TREMBLE RD |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-4361 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W 50 FT OF LOT 153 SUPERVISOR ROY T GILBERT'S PLAT NO. 1 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 1-CLAY |
| Legal Lot Number | 153 |
| Legal Unit | 153 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | CLAY |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 647000 |
Source: St. Clair County records · APN 74-14-433-0039-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54632 BERRYFIELD DR, MACOMB, MI 48042-2242 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Man as his Sole and Separate Property |
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Oct 28, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Feb 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 04, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK |
| Jul 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) THOMAS H PERKOWSKI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 09, 2026 · Amount on Record |
| Deed Sale | Feb 09, 2026 · Amount on Record |
| Prior Sale | Dec 04, 2023 · Amount on Record |
| Deed Doc Number | 20262691 |
| Deed Book / Page | 5896 / 454 |
| Prior Transfer Date | May 23, 2024 |
| Prior Transfer Doc | 0005715782 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4979 POINTE TREMBLE RD, ALGONAC, MI 48001-4361 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4979 POINTE TREMBLE RD, ALGONAC, MI 48001-4361 |
| Document Number | 0005607885 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | 5607/885 |
| Instrument | 2023004758 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Apr 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4979 POINTE TREMBLE RD, ALGONAC, MI 48001-4361 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 4979 POINTE TREMBLE RD, ALGONAC, MI 48001-4361 |
| Document Number | 0005441973 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 5441/973 |
| Instrument | 2021030481 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 09, 2026 |
| Property Address | 4979 POINTE TREMBLE RD, ALGONAC, MI 48001-4361 |
| Document Number | 0005896454 |
| Book / Page | 5896 / 454 |
| Map Reference | LB 48 PG 24 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026002691 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4979 POINTE TREMBLE RD, ALGONAC, MI 48001-4361 |
| Name | Verified Name |
|---|---|
| Address | 54632 BERRYFIELD DR, MACOMB, MI 48042-2242 |
| Document Number | 2026002692 |
|---|---|
| Date | Feb 09, 2026 |
| Instrument | 2026002692 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 04, 2023 |
| Property Address | 4979 POINTE TREMBLE RD, ALGONAC, MI 48001-4361 |
| Document Number | 0005674523 |
| Book / Page | 5674 / 523 |
| Map Reference | LB 48 PG 24 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 2023021067 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2024 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4979 POINTE TREMBLE RD, ALGONAC, MI 48001-4361 |
| Name | Verified Name |
|---|---|
| Address | 647 OTTAWA DR, TROY, MI 48085-1665 |
| Document Number | 2023020290 |
|---|---|
| Date | Dec 04, 2023 |
| Instrument | 2023020290 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Document Number | 0005671221 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | 5671/221 |
| Instrument | 2023020290 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 23, 2020 |
| Property Address | 4979 POINTE TREMBLE RD, ALGONAC, MI 48001-4361 |
| Document Number | 0052160202 |
| Book / Page | 005216 / 000202 |
| Instrument Date | Jul 08, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,612.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | MICHIGAN CLAY MI 48001, CLAY, MI 48001 |
| Document Number | 52110086 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 005211/000086 |
| Name | THOMAS H PERKOWSKI |
|---|---|
| Address | 6625 DYKE RD, CLAY, MI 48001-3603 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,984.00 (-41.27%) Homeowner's exemption | $218,000 (+30.93%) | |
| 2024 | $6,784.00 (+25.17%) | $436,000 (+30.93%) | |
| 2023 | $166,500 | ||
| 2022 | $5,420.00 | $333,000 |
4979 Pointe Tremble Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022
| FEMA Flood Zone | Zone AE Coastal floodplain |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 579.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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