Ashtabula County property record for 4898 N River Rd E, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,668 sqft · built 1978 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Apr 2015) |
| Tax Bill | $6,549 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Nov 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-007-00-003-00 |
| Primary APN | 22-007-00-003-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| Gross Area | 2,418 sqft |
| 1st Floor Area | 1,668 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 40,075 sqft (0.92 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 604 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4898 N RIVER RD E |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 53 S |
| Legal Subdivision | HARPERSFIELD |
| Legal Lot Number | 53 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | HARPERSFIELD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1002 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 50 JERICHO QUADRANGLE, 210, JERICHO, NY 11753-2726 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Nov 14, 2018 | Loan Modification, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2015 · Amount on Record |
| Deed Sale | Apr 16, 2015 · Amount on Record |
| Deed Document Number | 20153334 |
| Deed Book / Page | 585 / 1508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 4898 N RIVER RD E, GENEVA, OH 44041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000004890 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 770/1184 |
| Instrument | 202200004890 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 4898 N RIVER RD E, GENEVA, OH 44041 |
| Document Number | 0000012559 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 4898 STATE ROUTE 307 E GENEVA OH 440417682, GENEVA, OH 44041-7682 |
| Document Number | 0000012559 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 000673/001616 |
| Instrument | 12559 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2048 |
| Rate | 4.87% |
|---|
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Harpersfield Township |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,549.00 (+80.51%) | $81,870 (-) Land $6,510 Building $75,360 | $233,900 (-) Land $18,600 Building $215,300 |
| 2023 | $3,628.00 (+31.78%) Homeowner's exemption | $81,870 (+39.05%) Land $6,510 Building $75,360 | $233,900 (+39.06%) Land $18,600 Building $215,300 |
| 2022 | $2,753.00 Homeowner's exemption | $58,880 Land $5,010 Building $53,870 | |
| 2020 | $168,200 Land $14,300 Building $153,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1989–2008) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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