4989 Lake Shore Ct, Fallbrook, CA 92028 Property Records

San Diego County property record for 4989 Lake Shore Ct, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,235 sqft · built 1996
Lot Size0.174 acres (7,563 sqft)
Owner2 Company Names on Record
Last Sale$265,000 (Feb 2009)
Tax Bill$3,604 (2025)
Deeds & MortgagesApr 2026 Sale
Mar 2017 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN125-251-55-00

Property Details

APN / Parcel Number

Primary APN125-251-55-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,235 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area7,563 sqft (0.174 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4989 LAKE SHORE CT
CityFALLBROOK
StateCA
Zip92028-7825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLOT 139 TR 011877
Legal SubdivisionSAN DIEGO #4249-1
Legal Tract011877
Legal Block1
Legal Lot Number139
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group1
Census Block1004
Census Tract19109

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4989 LAKE SHORE CT, FALLBROOK, CA 92028-7825
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 9, 2017Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Sep 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Dec 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHROP GRUMMAN FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2009 · Amount on Record
Deed SaleFeb 4, 2009 · Amount on Record
Prior SaleAug 19, 2008 · Amount on Record
Deed Document Number200953174
Prior Transfer DateMar 2, 2007
Prior Transfer Doc0000240841
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionSAN DIEGO CA
Recording DateApr 1, 2026
Property Address4989 LAKE SHORE CT, FALLBROOK, CA 92028-7825
Document Number0000089595
Instrument DateMar 3, 2026
Instrument202689595
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address4989 LAKE SHORE CT, FALLBROOK, CA 92028-7825

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4989 LAKE SHORE CT, FALLBROOK, CA 92028-7825
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000108531
DateMar 9, 2017
Instrument2017-0108531
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2032

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4989 LAKE SHORE CT, FALLBROOK, CA 92028-7825
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000436885
DateSep 25, 2017
Instrument2017-0436885
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4989 LAKE SHORE CT, FALLBROOK, CA 92028-7825
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4989 LAKE SHORE CT, FALLBROOK, CA 92028-7825

Mortgage

Document Number0000783288
DateDec 7, 2020
Instrument2020-0783288
Lender
NameNORTHROP GRUMMAN FCU
TypeCredit Union
AddressGARDENA, CA 90248
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$348,061 (+2%) Land $144,477 Building $203,584
2025$3,604.00 (+1.78%)$341,238 (+4.04%) Land $141,645 Building $199,593
2024$3,541.00 (+2.25%)
2023$3,463.00 (+1.73%)$327,990 Land $136,146 Building $191,844
2022$3,404.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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