4965 Lake Shore Ct, Fallbrook, CA 92028 Property Records

San Diego County property record for 4965 Lake Shore Ct, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,535 sqft · built 1998
Lot Size0.119 acres (5,175 sqft)
Owner2 Individual Names on File
Last Sale$699,000 (Oct 2025)
Tax Bill$6,091 (2025)
Deeds & MortgagesOct 2025 Sale
Oct 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN125-251-58-00

Property Details

APN / Parcel Number

Primary APN125-251-58-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,535 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area5,175 sqft (0.119 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4965 LAKE SHORE CT
CityFALLBROOK
StateCA
Zip92028-7825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLOT 142 TR 011877
Legal SubdivisionFALBROOK 4249-1
Legal Tract011877
Legal Block1
Legal Lot Number142
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group1
Census Block1004
Census Tract19109

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3179 OVERLAND TRL, FALLBROOK, CA 92028-4558
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Grant Deed, Transfer
LAWYERS TITLE INSURANCE AGENCY, LAWYERS TITLE INSURANCE CO
Oct 13, 2020Grant Deed, Transfer · Conventional with PMI
GROVES CAP INC
Jun 18, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC
Nov 4, 2019Grant Deed, Transfer · Conventional Mortgage
MIDWEST EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2025 · Amount on File
Deed SaleOct 17, 2025 · Amount on File
Prior SaleOct 13, 2020 · Amount on File
Deed Document Number2025290587
Prior Transfer DateMay 2, 2005
Prior Transfer Doc0000450006
Record UpdatedOct 29, 2026

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 17, 2025
Property Address4965 LAKE SHORE CT, FALLBROOK, CA 92028-7825
Document Number0000290587
Map ReferenceMAP 11877
Instrument DateOct 8, 2025
Instrument2025-0290587
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyLAWYERS TITLE INSURANCE AGENCY, LAWYERS TITLE INSURANCE CO

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3179 OVERLAND TRL, FALLBROOK, CA 92028-4558

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 13, 2020
Property Address4965 LAKE SHORE CT, FALLBROOK, CA 92028-7825
Document Number0000618260
Instrument DateSep 25, 2020
Instrument618260
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$589.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4965 LAKE SHORE CT FALLBROOK CA 920287825, FALLBROOK, CA 92028-7825

Mortgage

Document Number618261
DateOct 13, 2020
Instrument618261
Lender
NameGROVES CAP INC
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 12, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4965 LAKE SHORE CT, FALLBROOK, CA 92028-7825
Document Number0000338811
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4965 LAKE SHORE CT FALLBROOK CA 920287825, FALLBROOK, CA 92028-7825

Mortgage

Document Number0000338811
DateJun 29, 2020
Instrument338811
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 28, 2050

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 4, 2019
Property Address4965 LAKE SHORE CT, FALLBROOK, CA 92028-7825
Document Number0000504924
Map ReferenceMAP 11877
Instrument DateOct 17, 2019
Instrument2019-0504924
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE CO SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4965 LAKE SHORE CT, FALLBROOK, CA 92028-7825

Mortgage

Document Number0000504925
DateNov 4, 2019
Instrument2019-0504925
Lender
NameMIDWEST EQUITY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$699,000 (+20.7%) Land $243,837 Building $455,163
2025$6,091.00 (+4.19%)$579,098 (+4.04%) Land $202,011 Building $377,087
2023$5,846.00 (+1.72%)$556,613 Land $194,167 Building $362,446
2022$5,747.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Lake Shore Ct

Nearby Streets

Search Property Records by Address or Parcel Number