Santa Rosa County property record for 4989 Creekside Ln, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,545 sqft · built 2015 |
| Lot Size | 0.551 acres (24,045 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $189,900 (May 2018) |
| Tax Bill | $1,542 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-1N-28-0000-01202-0000 |
| Primary APN | 06-1N-28-0000-01202-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,545 sqft Heated Area |
| Gross Area | 2,321 sqft |
| 1st Floor Area | 2,073 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 24,045 sqft (0.551 acres) |
| Lot Dimensions | 3,010 ft deep x 890 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 061N280000012020000 |
|---|---|
| Street Address | 4989 CREEKSIDE LN |
| City | MILTON |
| State | FL |
| Zip | 32570-2300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PARCEL H: COM AT SE SEC CORN THN N16*42'16E ON W LN OR REC CREEKSIDE EST (PB D PG 63) FOR 872.56 FT TO POB THN N72*54'56 W |
| Legal Range | 28W |
| Legal Township | 01N |
| Legal Section | 06 |
| Legal Subdivision | ON W LN OR REC CREEKSIDE EST |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 10503 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4989 CREEKSIDE LN, MILTON, FL 32570-2300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on Record |
| Deed Sale | May 21, 2018 · Amount on Record |
| Prior Sale | Jul 12, 2016 · Amount on Record |
| Deed Document Number | 201820445 |
| Deed Book / Page | 3729 / 0666 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4989 CREEKSIDE LN, MILTON, FL 32570-2300 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4989 CREEKSIDE LN, MILTON, FL 32570-2300 |
| Document Number | 0041500489 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 4150/489 |
| Instrument | 202148244 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 21, 2018 |
| Property Address | 4989 CREEKSIDE LN, MILTON, FL 32570-2300 |
| Document Number | 0037290666 |
| Book / Page | 3729 / 0666 |
| Instrument Date | May 16, 2018 |
| Instrument | 201820445 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | GUARANTEE TITLE OF NORTHWEST |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,329.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2225 JADYN LN, 2225, CLOVIS, NM 88101-1615 |
| Name | Verified Name |
|---|---|
| Address | 4989 CREEKSIDE LN, MILTON, FL 32570-2300 |
| Document Number | 0037290668 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 3729/0668 |
| Instrument | 201820446 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,542.00 (+2.19%) Homeowner's exemption | $164,032 (+3%) | $206,253 (+2.16%) Land $23,000 Building $183,253 |
| 2023 | $1,509.00 (+2.58%) Homeowner's exemption | $159,254 (+3%) | $201,896 (+0.9%) Land $20,000 Building $181,896 |
| 2022 | $1,471.00 Homeowner's exemption | $154,616 | $200,094 Land $20,000 Building $180,094 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 10 (1990–2020) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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