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4985 Creekside Ln, Milton, FL 32570 Property Records

Santa Rosa County property record for 4985 Creekside Ln, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,887 sqft · built 2018
Lot Size0.528 acres (23,043 sqft)
Owner2 Individual Names on File
Last Sale$204,000 (Jun 2018)
Tax Bill$2,902 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-1N-28-0000-01206-0000

Property Details

APN / Parcel Number

Primary APN06-1N-28-0000-01206-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,887 sqft Heated Area
Gross Area2,783 sqft
1st Floor Area2,393 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area23,043 sqft (0.528 acres)
Lot Dimensions2,900 ft deep x 860 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area390 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number061N280000012060000
Street Address4985 CREEKSIDE LN
CityMILTON
StateFL
Zip32570-2300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*NEW PARCEL FOR 2018* PARCEL J DESCRIBED AS FOLS: COM AT SE CORN OF SECTION 6 TOWNSHP 1 NORTH RANGE 28 WEST THN N16*42'16E ON
Legal Range28W
Legal Township01N
Legal Section06
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group2
Census Block2032
Census Tract10503

Owner

4985 Creekside Ln is owned by two individuals who bought it in June 2018.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Individual Names on File
Mailing Address8438 WINTHROP CT, GERMANTOWN, TN 38139-4335
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 19, 2018Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2018 · Amount on File
Deed SaleJun 19, 2018 · Amount on File
Deed Document Number201825562
Deed Book / Page3739 / 0457
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4985 CREEKSIDE LN, MILTON, FL 32570-2300
Transaction TypeMortgage
Record UpdatedApr 20, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4985 CREEKSIDE LN, MILTON, FL 32570-2300

Mortgage

Document Number0040690095
DateFeb 9, 2021
Book Page4069/95
Instrument202108454
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 19, 2018
Property Address4985 CREEKSIDE LN, MILTON, FL 32570-2300
Document Number0037390457
Book / Page003739 / 000457
Instrument DateJun 18, 2018
Instrument25562
Transaction TypeTransfer
Record UpdatedJan 7, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,428.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3417 LEFRINGHOUSE LN NEW BERN NC 285628018, NEW BERN, NC 28562-8018

Mortgage

Document Number37390460
DateJun 19, 2018
Book Page003739/000460
Instrument25563
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 18, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,902.00 (+0.52%)$240,688 (+2.22%) Land $23,000 Building $217,688$240,688 (+2.22%) Land $23,000 Building $217,688
2023$2,887.00 (+2.01%)$235,457 (+0.94%) Land $20,000 Building $215,457$235,457 (+0.94%) Land $20,000 Building $215,457
2022$2,830.00$233,267$233,267 Land $20,000 Building $213,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4985 Creekside Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims10 (1990–2020)
Claims Outside the SFHA4 of 10
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4985 Creekside Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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