4988 Saratoga Dr, Redding, CA 96002 Property Records

Shasta County property record for 4988 Saratoga Dr, Redding, CA 96002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,066 sqft · built 1983
Lot Size	1.21 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jun 2022)
Tax Bill	$5,921 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-410-014-000`

Property Details

APN / Parcel Number

Primary APN	`054-410-014-000`
Alternative APN	`05441014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,066 sqft Living Area
1st Floor Area	2,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	53,143 sqft
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	054410014000
Street Address	4988 SARATOGA DR
City	REDDING
State	CA
Zip	96002-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTERN HOMES SUBDIVISION
Legal Lot Number	14
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	1
Census Block	1016
Census Tract	11402

Owner

4988 Saratoga Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Shasta County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4988 SARATOGA DR, REDDING, CA 96002-9419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG
Apr 12, 2019	Deed of Trust, Mortgage · FHA Mortgage LADERA LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Jan 19, 2011 · Amount on File
Deed Document Number	202220216
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Jun 29, 2022
Property Address	4988 SARATOGA DR, REDDING, CA 96002-9419
Document Number	0000020216
Map Reference	MB 14 PG 20
Instrument Date	Jun 22, 2022
Instrument	2022-0020216
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4988 SARATOGA DR, REDDING, CA 96002-9419

Mortgage

Document Number	0000020217
Date	Jun 29, 2022
Instrument	2022-0020217

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4988 SARATOGA DR, REDDING, CA 96002-9419
Document Number	0000015124
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4988 SARATOGA DR REDDING CA 960029419, REDDING, CA 96002-9419

Mortgage

Document Number	0000015124
Date	May 19, 2020
Instrument	15124

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 18, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4988 SARATOGA DR, REDDING, CA 96002-9419
Document Number	0000010341
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4988 SARATOGA DR REDDING CA 960029419, REDDING, CA 96002-9419

Mortgage

Document Number	0000010341
Date	Apr 19, 2019
Instrument	10341

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 18, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4988 Saratoga Dr was $5,921.

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Secondary School District	Anderson Union High School District (09 - 12)
Elementary School District	Pacheco Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,275 (+2%) Land $108,242 Building $460,033
2025	$5,921.00	$557,133 Land $106,120 Building $451,013
2023	$5,711.00 (+62.15%)	$535,500 Land $102,000 Building $433,500
2022	$3,522.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4988 Saratoga Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4988 Saratoga Dr is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

Nearby Properties on Saratoga Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures