4881 Saratoga Dr, Redding, CA 96002 Property Records

Shasta County property record for 4881 Saratoga Dr, Redding, CA 96002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,579 sqft · built 1972
Lot Size	0.993 acres (43,234 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jun 2004)
Tax Bill	$4,543 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-410-004-000`

Property Details

APN / Parcel Number

Primary APN	`054-410-004-000`
Alternative APN	`05441004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,579 sqft Living Area
1st Floor Area	2,579 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	43,234 sqft (0.993 acres)
Garage Type	Attached
Garage Area	701 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	054410004000
Street Address	4881 SARATOGA DR
City	REDDING
State	CA
Zip	96002-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTERN HOMES SUBDIVISION
Legal Block	A
Legal Lot Number	4
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	1
Census Block	1013
Census Tract	11402

Owner

4881 Saratoga Dr is owned and occupied by two individuals who acquired it in February 2012.

Source: Shasta County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4881 SARATOGA DR, REDDING, CA 96002-9418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Dec 20, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2004 · Amount on File
Deed Sale	Jun 21, 2004 · Amount on File
Prior Sale	Nov 9, 2000 · Amount on File
Deed Document Number	200435132
Last Transfer Date	Feb 9, 2012
Transfer Doc	0000005248
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4881 SARATOGA DR, REDDING, CA 96002-9418
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4881 SARATOGA DR, REDDING, CA 96002-9418

Mortgage

Document Number	0000030622
Date	Sep 14, 2020
Instrument	2020-0030622

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4881 SARATOGA DR, REDDING, CA 96002-9418
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4881 SARATOGA DR, REDDING, CA 96002-9418

Mortgage

Document Number	0000009824
Date	Mar 10, 2021
Instrument	2021-0009824

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	REDDING, CA 96003

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHASTA CA
Recording Date	Dec 20, 2022
Property Address	4881 SARATOGA DR, REDDING, CA 96002-9418
Document Number	0000037133
Map Reference	MB 8 PG 11
Instrument Date	Feb 25, 2022
Instrument	2022-0037133
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4881 SARATOGA DR, REDDING, CA 96002-9418

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4881 SARATOGA DR, REDDING, CA 96002-9418

Tax Assessment & Valuation

The 2025 property tax bill for 4881 Saratoga Dr was $4,543 with a homeowner's exemption, up 1.7% from the year before.

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Secondary School District	Anderson Union High School District (09 - 12)
Elementary School District	Pacheco Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$442,299 (+2%) Land $130,511 Building $311,788
2025	$4,543.00 (+1.66%) Homeowner's exemption	$433,627 Land $127,952 Building $305,675
2024	$4,469.00 (+2.06%)
2023	$4,379.00 (+2.6%) Homeowner's exemption	$416,791 Land $122,985 Building $293,806
2022	$4,268.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4881 Saratoga Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4881 Saratoga Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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