4987 Saint Marks Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 4987 Saint Marks Rd, Lenoir, NC 28645

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,216 sqft · built 1924
Lot Size2.95 acres (128,502 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (May 2019)
Tax Bill$1,489 (2026)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12 56 1 2

Property Details

APN / Parcel Number

Primary APN12 56 1 2
Alternative APN
  • 166128

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,216 sqft Heated Area
Gross Area1,757 sqft
1st Floor Area1,216 sqft
Basement Area109 sqft
Unfinished Basement109 sqft
FlooringHardwood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1990
Exterior MaterialWood Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area128,502 sqft (2.95 acres)

Exterior Amenities

PorchSlab
Porch Area144 sqft
Deck Area288 sqft
Patio Area288 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number166128
Street Address4987 SAINT MARKS RD
CityLENOIR
StateNC
Zip28645-7776
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1963 PG 633 YR 2019 ST 350.00
JurisdictionCALDWELL NC
Township / Civil DivisionPATTERSON
Census Block Group2
Census Block2027
Census Tract31000

Owner

4987 Saint Marks Rd is owned and occupied by an individual who bought it in May 2019.

Source: Caldwell County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4987 SAINT MARKS RD, LENOIR, NC 28645-7776
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2019 · Amount on File
Deed SaleMay 20, 2019 · Amount on File
Deed Document Number201910032962
Deed Book / Page1963 / 633
Prior Transfer DateMar 12, 2013
Prior Transfer Doc1817000419
Record UpdatedOct 29, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateMay 20, 2019
Property Address4987 SAINT MARKS RD, LENOIR, NC 28645-7776
Document Number0010032962
Book / Page001963 / 000633
Instrument DateMay 20, 2019
Instrument10032962
Transaction TypeTransfer
Record UpdatedJun 7, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4987 SAINT MARKS RD LENOIR NC 286457776, LENOIR, NC 28645-7776

Mortgage

Document Number10032963
DateMay 20, 2019
Book Page001963/000636
Instrument10032963
Lender
NameFIRST CITIZENS BK
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 19, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4987 Saint Marks Rd was $1,489, down 21.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,489.00 (-21.67%)$252,100 (-) Land $79,400 Building $172,700
2025$1,901.00$252,100 Land $79,400 Building $172,700$252,100 Land $79,400 Building $172,700
2023$167,500 (-) Land $79,400 Building $88,100$167,500 (-) Land $79,400 Building $88,100
2022$1,233.00$167,500 Land $79,400 Building $88,100$167,500 Land $79,400 Building $88,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4987 Saint Marks Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4987 Saint Marks Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 72% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saint Marks Rd

Nearby Streets

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